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Don't miss out on this unique and charming, early 20th Century Mediterranean style hacienda featuring a fully-renovated interior that gives it a modern cottage feel. This beautiful and serene 2/1 home is just minutes from world renowned beaches and offers an abundance of natural light, high ceilings, and luxury vinyl flooring throughout. New French doors lead to the tropical oasis that awaits out back! The backyard is made private by mature landscaping and a newly installed 9' vinyl privacy fence, and offers a brand new deck space with a pergola that leads to a large tiled outdoor shower. The bright and modern kitchen features new appliances and granite countertops with a waterfall design. The possibilities are endless thanks to the open floor plan, which affords the flexibility to accommodate a variety of needs and tastes. There is no HOA, so you will not have to worry about community rules or added monthly fees, making this a great home for full time living, a vacation home or a potential income property. Upgrade highlights include a new A/C system (2024); whole-home water treatment system; newly installed double-pane high-impact windows with designer grade privacy shades; enlarged bathroom (2024) with designer tub; sealed roof with new gutter system; new irrigation system; new high-end washer and dryer; new hot water heater; and fresh wallpaper and paint throughout. Additionally, 240v wiring has been installed and is ready for your Level 2 EV charger. Your new home is conveniently situated just minutes from downtown (6 minutes/2. 8 miles), Holmes Beach/Anna Maria Island (12 minutes/6. 2 miles), and the Sarasota/Bradenton International Airport (25 minutes/11 miles). Schedule your viewing to check out this beautiful tropical oasis today. This is the opportunity and Florida lifestyle dream you've been seeking.
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Our Executive Mortgage Banker:
Our Insurance Division:
$365,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $292,000 | $292,000 | $292,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.431% | 5.648% |
| Monthly Tax Payment | $264 | $264 | $264 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,727 | $1,798 | $2,367 |
| Total Monthly Payment | $2,066 | $2,137 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.