364 W 2nd Street, West Islip, NY, 11795 | $799,999

The Second Floor in This Beautiful Home was Just Renovated. It Features ALL NEW Kitchen, Bath, Ceiling Fans in Bedrooms, 12x20 Deck With Stairs Leading to a Covered Patio, Walkway, Driveway, 2 New Electric Boxes, Full Insulated Attic, Roof with 50 Yr Guarantee, 2nd Floor Has Been Rewired with New Plumbing and Newer CAC System. The First Floor Could Be A In-Law Suite with Proper Permits. The First Floor Dishwasher is a Gift. The Outside Shed is a gift. Beautifully Maintained House on a Corner Lot (plenty of parking), Located on a Quiet Cul-De-Sac. This 4 Bedroom Home Could Easily Have a 5th Bedroom in Lieu of a Family Room. CAC on 2nd Floor, Wall Unit on First Floor. Full Garage Plus a Nice Size Shed for Storage (Gift), Full Vinyl Fenced in 100 x 80 Property with 1846 Sq Ft of House. This Home Has it All. Easy Access to Main Highway, Shopping and the LIRR. MOVE-IN-READY IN TIME FOR THE HOLIDAYS.

Features

  • Rooms: 10
  • Bedrooms: 4
  • Baths: 2 full
  • Style: Hi Ranch
  • Year Built: 1966
  • Garage: 1-car
  • Heating: Baseboard, Hot Water, Oil
  • Cooling: Central Air, Wall/Window Unit(s)
  • Approx Sq. Feet: 1,846
  • Acreage: 0.18
  • Est. Taxes: $13,546
  • Lot Desc: Back Yard, Cleared, Corner Lot, Cul-De-Sac, Landscaped, Level
  • Elem. School: Oquenock Elementary School
  • Middle School: Udall Road Middle School
  • High School: West Islip Senior High School
  • School District: West Islip
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
  • MLS#: 934838
  • Days on Market: 77 days
  • Website: https://www.raveis.com
    /prop/934838/364w2ndstreet_westislip_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Sarah HarringtonSales Associate

508.517.8019

Sarah.Harrington@Raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

364 W 2nd Street, West Islip, NY, 11795

$799,999

Sarah Harrington

Sales Associate

William Raveis Real Estate

Phone: 508.517.8019

Sarah.Harrington@Raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,999 $639,999 $639,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $1,129 $1,129 $1,129
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,534 $3,786 $5,103
Total Monthly Payment $4,755 $5,007 $6,324

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.