4186 Yucatan CIR, Port Charlotte, FL, 33948 | $499,000

Port Charlotte Boater’s Dream! Experience the ultimate Southwest Florida lifestyle with this beautifully updated waterfront home featuring west-facing views for spectacular sunsets. Situated in the world’s second-best fishing estuary, this property offers quick access to open water — just 10 minutes at idle speed via the Countryman Waterway and only 2 miles to the Gulf of America. Close to Spring Lake Park public boat launch on Edgewater Rd. Built in 2003, this 3-bedroom, 2-bathroom single-family home features a desirable split floor plan, vaulted ceilings, and pocket sliders from the living room, primary suite and breakfast room opening to a spacious screened lanai overlooking the 40-foot boat dock with covered lift - capacity 10, 000 lbs. Recent updates include a new roof (2023), new flooring to interior and lanai with 23” tile, fresh interior and exterior paint, new baseboards, modern light fixtures and a new irrigation system. Additional features include a 63" mounted TV and entertainment center in living room, motion-sensor lights and a surround sound system for comfort and peace of mind. Enjoy the outdoors with a fire pit area, mango tree and the shade of a majestic oak. The 0. 23-acre lot offers plenty of space for a pool. No HOA. Pet friendly community. The dock features pressure-treated wood, and the lift has been serviced and upgraded. This home boasts excellent elevation and benefits from underground power lines. The County is currently switching homes onto Central Sewer. Conveniently located near downtown Port Charlotte and Punta Gorda, enjoy easy access to shopping, fine dining, entertainment, and the Punta Gorda Airport via US-41 or I-75. Don’t miss this rare opportunity to own a waterfront home perfectly designed for boaters and anglers alike! It has been deep cleaned and pressure washed and now Move In Ready!

Features

  • Amenities: Community Gulf Boat Access,See Remarks
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: PORT CHARLOTTE
  • Year Built: 2003
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,688
  • Acreage: 0.23
  • Est. Taxes: $7,117
  • Lot Desc: Regular
  • View: Canal,Mangroves
  • Community Type: Boating
  • Water Front: Yes
  • Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Dock Deeded,Dock Included,Elec Avail at dock,Hoist/Davit,Water Avail at Dock,Wooden Dock
  • Elem. School: Meadow Park
  • Middle School: Murdoch Middle
  • High School: Port Charlotte
  • Pet Policy: No Approval Needed
  • MLS#: 225079227
  • Website: https://www.raveis.com
    /prop/225079227/4186yucatancir_portcharlotte_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Royal Shell Real Estate, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4186 Yucatan CIR, Port Charlotte, FL, 33948

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.168% 5.561%
Monthly Tax Payment $593 $593 $593
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,298 $2,391 $3,209
Total Monthly Payment $2,966 $3,059 $3,877

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.