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1109 MADEIRA DRIVE, Palm Harbor, FL, 34684 | $395,000
Sellers are motivated, bring your offers! This lovely 2 bedroom, 2 bathroom Highland Lakes Villa, located in a 55+ community, has been completely updated! You will love the Mediterranean architecture and beautiful golf course view. Beginning in 2015, custom mahogany cabinets, quartz countertops, under counter lighting, refrigerator, stove, disposal and dishwasher were updates in the kitchen. The master ensuite has custom closets, vanity, and walk-in tile shower. Your guests will feel right at home in the guest bedroom with bath facilities right outside their door. The laundry closet is adjacent to the master bedroom and includes a new LG washing machine installed in 2025. Impact resistant windows were installed throughout and include the sliding glass doors to the Florida room. Luxury vinyl plank and tile floors, new wood doors, and crown molding were added. Electronic door lock and Ring security system were installed in 2023. Outside, the garage floor, driveway, walkway and entry were all surface coated in 2024. The garage ceiling was skim coated, electrical outlets added, and an access ladder to the attic and shelving were installed in 2024. A new air conditioner and hot water tank were installed in 2024. There is also a water softener. Beautiful entryway landscaping was added in 2025 as well as new impact resistant front door. The furniture is negotiable. The Golf View Villa I HOA is 265. 00 monthly. This includes lawn care, irrigation, exterior painting, trash removal, cable TV and internet. The master HOA is $164. 00 monthly, which includes green fees for the three golf courses, boat rides on the community pontoon boats, pool access, tennis and pickleball courts and many other clubhouse activities. There is a secure storage lot for your RV or boat, along with access to the boat ramp. Don't wait, come see this beautiful villa today!
Features
- Amenities: Cable TV, Clubhouse, Fence Restrictions, Golf Course, Maintenance, Pickleball Court(s), Pool, Recreation Facilities, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 6
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Style: Ranch, Mediterranean
- Year Built: 1984
- Garage: 1-car Driveway, Garage Door Opener, Golf Cart Parking, Oversized
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,165
- Acreage: 0.09
- Est. Taxes: $134
- HOA Fee: $265 Monthly
- Lot Desc: Landscaped, On Golf Course, Sidewalk, Street Dead-End
- View: Golf Course
- Adult Communities: Yes
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8447125
- Days on Market: 59 days
- Website: https://www.raveis.com
/prop/TB8447125/1109madeiradrive_palmharbor_fl?source=qrflyer
Listing courtesy of PEOPLE'S TRUST REALTY Phone: 727-946-0904
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1109 MADEIRA DRIVE, Palm Harbor, FL, 34684
$395,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $11 | $11 | $11 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,794 | $1,893 | $2,520 |
| Total Monthly Payment | $1,880 | $1,979 | $2,606 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388