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Under contract-accepting backup offers. LARGE PRICE IMPROVEMENT!!! --- Turn-Key WATERFRONT Living at Paradise Bay Estates! Beautifully updated and MOVE-IN READY 2-BED, 2-BATH home in a 55+ Resident-Owned Community. Enjoy a NEWER ROOF, UPDATED ELECTRICAL & PLUMBING, 1-YEAR-OLD WATER HEATER and FRESH PAINT INSIDE & OUT. The KITCHEN COMPLETELY REMODELED with NEW STAINLESS-STEEL APPLIANCES and QUARTZ COUNTERTOPS. Both BATHROOMS REMODELED, plus LUXURY VINYL Plank Flooring Throughout, NEW DOORS (CUSTOM CLOSET & BARN DOORS), 3 NEW MINI-SPLIT A/C UNITS, NEW INSULATION & VAPOR BARRIER & NEW SKIRTING. Home sold FULLY FURNISHED, including NEW FURNITURE and a Split Dual Adjustable Bed. --- This home offers EXTRA PARKING DIRECTLY BEHIND THE UNIT—perfect for GUESTS or ADDITIONAL VEHICLES, a rare benefit most homes don’t have! --- COMMUNITY AMENITIES: A VIBRANT SOCIAL community with PRIVATE BOAT RAMP, BOAT SLIPS Only $600 A YEAR with Storage! HEATED POOL & SPA, FITNESS CENTER, CLUBHOUSE, PICKLEBALL, CORN HOLE TOURNAMENTS, SHUFFLEBOARD, BOCCE BALL, , WATERFRONT GAZEBOS, LOW HOA FEES, and GOLF-CART FRIENDLY STREETS. Minutes to Anna Maria Island, Beaches, Dining & Shopping. --- Just Bring Your Suitcases And Start LIVING THE FLORIDA WATERFRONT LIFESTYLE!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $71 | $71 | $71 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,056 | $1,131 | $1,524 |
| Total Monthly Payment | $1,202 | $1,277 | $1,670 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.