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Under Construction. Seller offering up to $20k flex on this home to help buy down mortgage interest rate, pre paid items and closing costs. Seller also pays closing costs with use of approved lenders! This home is at 20% completion.
Beautiful, quality built 4-bedroom, 3 bath craftsman style home with 3 car garage & split floor plan in Pine Ridge Estates, Beverly Hills, FL. This 2508 plan offers a fantastic owner's suite with a tray ceiling w/crown molding, exterior door to covered lanai, dual walk-in closets, dual vanities in the owner's bath, garden soaking tub w/separate tile shower and enclosed water closet. This plan also offers a HUGE family room with 10' ceilings and a formal living room w/interior double doors off the foyer and situated at the front of the home overlooking the covered front porch. The dining room also overlooks the front yard with tall windows for natural lighting, while the breakfast nook overlooks the covered lanai on the back of the home. The kitchen has 10' ceilings, pantry, great storage with wood cabinetry, slow close doors & pulls and GRANITE countertops also throughout the home. The utility room is efficiently located at entrance from garage and just off the kitchen. This home has Bedroom 2 and Bathroom 2 just off the kitchen and separate from bedrooms 3 & 4. Tucked into the corner of the home which makes it convenient for visiting guests requiring a little extra privacy. Bedrooms 2 & 3 are on the back corner and side of the home and have access to bathroom 3 which has an exterior door to the covered lanai on the back of the home. This sets it up for a perfect "pool bath" should you like to have a pool in your huge backyard!! This home will have TILE EVERYWHERE EXCEPT BEDROOMS. All in all, this is a fantastic home to reside in, raise kiddos in, retire in!! Lots of space and curb appeal!! Builder warranties are included.
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Our Executive Mortgage Banker:
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$469,550
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $375,640 | $375,640 | $375,640 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $37 | $37 | $37 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,133 | $2,250 | $2,995 |
| Total Monthly Payment | $2,245 | $2,362 | $3,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.