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Story book Cape-style home with a legal accessory cottage harmoniously sited on just under four verdant acres. This beloved and meticulously maintained home with its beamed and beadboard ceilings, wide-plank tongue and groove walls, and arts and crafts light fixtures evoking warmth and timelessness, is a true sanctuary. Observe the seasons change from the bright, airy sunroom, listen to music in the warm sitting room, share a meal with friends and family in the formal dining room. The living room is anchored by a captivating fieldstone fireplace, rich wood mantel, and custom built-in bookshelves. The kitchen offers an inviting eating alcove for relaxed meals. A full bathroom and laundry / mudroom with a charming Dutch door round out the main floor. Conveniently, the current dining room can serve as a first-floor bedroom. On the second floor, you'll find a primary bedroom large enough for a dedicated sitting area, a third bright bedroom, large closets, and a full bath. The walk-out basement offers abundant light, storage, and work space. Outside, on nearly four acres of mature plantings and trees cultivated by a 14-year member of the Lake Mahopac Garden Club, watch birds and butterflies from the flagstone patio, grow your favorite veggies in the greenhouse, make a wish at the property's original stone water well, or return to yourself on the bridges and paths around the babbling brook. Adjacent to the main house, there is a legal one bedroom, one bathroom accessory cottage offering endless opportunities for your guests, multi-generational living, or income. Please note: the cottage requires complete renovation. In/on the main house, new windows throughout, the addition of mini splits for heating and cooling, a water softener, and a generator and more ensure your creature comforts are met. This well-appointed retreat property's proximity to public transportation, main routes of travel, shopping, and dining make for effortless living.
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Our Executive Mortgage Banker:
Our Insurance Division:
$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $1,099 | $1,099 | $1,099 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,948 | $3,113 | $4,174 |
| Total Monthly Payment | $4,139 | $4,304 | $5,365 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.