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Check out this ridiculously charming Englewood Village cottage that has been totally updated to include a newer roof 2019, a/c 2020, 18 x 11 screen tiled lanai, water lines have been re-lined, attic re-insulated, interior doors, lights and ceiling fans replaced, The backyard is basically a serene oasis with a brick paver BBQ area with a pergola and a covered screened back porch perfect for sipping margaritas. Have pets? Like privacy? You are going to love this totally fenced backyard with beautiful tropical landscaping. Inside you will be pleased to find an updated modern bathroom and a gorgeous kitchen, 2022. Marble countertops, white wood cabinets, SS LG appliances, double oven and a double storage pantry makes this a very chef friendly area. Entire house including the lanai has wood tile flooring. A center island adds to the beauty and makes you feel like a culinary master! Other features of this unique house include a double driveway with plenty of room for that boat or RV you have been dreaming about! Plus a carport with epoxy flooring, a front porch brick paver pergola, a laundry room with stacked LG washer and dryer and storage area. Did I mention there is a vegetable garden area and a storage shed? Walking distance to shopping and restaurants, Dearborn Street around the corner along with boat launching and parks. Manasota Key Beach is only 2 miles away. NO HOA, NO CDD, NOT IN A FLOOD ZONE. The Lifestyle will Last Forever, the Opportunity will Not!
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Our Executive Mortgage Banker:
Our Insurance Division:
$254,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $203,920 | $203,920 | $203,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $197 | $197 | $197 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,256 | $1,288 | $1,693 |
| Total Monthly Payment | $1,528 | $1,560 | $1,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.