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Presented by
The Gillach Group - Mary Gillach |
MOVE-IN READY, EASY LIVING RETREAT with a PRIVATE, DIRECT WEST FACING BALCONY offering FULL INTRACOASTAL WATER VIEWS, PARTIAL GULF VIEWS and SPECTACULAR SUNSETS, all in a SUPERB LOCATION CLOSE TO THE BEACH. Perfect as a full time or seasonal residence, UNIT #402 in the HIGHLY SOUGHT AFTER SHIPWATCH ONE TOWER offers a SUPERB PLACE TO HANG YOUR FLIP FLOPS and is YOUR chance to check the boxes and own a slice of paradise in one of Florida’s most desirable locations. Enter into a SUPER CLEAN, WELL-APPOINTED, UPDATED and COMFORTABLE CONDO. CONSISTENT LAMINATE FLOORING THROUGHOUT THE LIVING SPACE, CERAMIC TILE IN THE KITCHEN and BOTH BATHS (no carpet anywhere). SPACIOUS PRIMARY BEDROOM with BALCONY ACCESS and EN-SUITE BATH. Split bedroom floorplan with the 2nd bedroom having close access to the 2nd bath. BOTH BEDROOMS HAVE WALK-IN CLOSETS. For lock and go peace of mind there are ROLL DOWN HURRICANE SHUTTERS on the primary bedroom windows and ACCORDION STYLE HURRICANE SHUTTERS on the balcony. AVAILABLE FULLY FURNISHED and TURNKEY if desired. INSIDE LAUNDRY (washer and dryer included). COVERED, ASSIGNED PARKING SPACE #402 (plus plenty of additional guest parking) and LARGE PRIVATE STORAGE UNIT #402. TWO BUILDING ELEVATORS, GATED COMMUNITY and CODED LOBBY entry. SECURE, SOLID EXTERIOR, CONCRETE CONSTRUCTION, MILESTONE INTEGRITY INSPECTION and SIRS STUDY COMPLETE. PET-FRIENDLY (1 dog and/or 1 cat up to 25lbs each). 3 MONTH MINIMUM RENTAL, max 2x per year with 2 year ownership required prior to renting out. HIGHLY POPULAR, 56 ACRE, RESORT STYLE COMPLEX with AMAZING AMENITIES including 2 pools (waterfront main pool located very close to the condo, 2nd pool is a heated lap pool), hot tub, Intracoastal walking trail, clubhouse, resident library, several community activities and a marina with 32 privately owned slips. Active TENNIS and PICKLEBALL community with coaching professionals available. INDIAN ROCKS BEACH is less than 1 mile from the condo door offering access to miles of soft sand and sparkling Gulf waters, great restaurants, local shops and an array of fun in the sun activities. Be sure to VIEW THE 3D TOUR link for an immediate walk through experience and then schedule your in person visit and DON’T FORGET TO BRING YOUR FLIP FLOPS!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
Sales Associates
William Raveis Real Estate
Phone: 617.935.9290
MaryAndCrew@thegillachgroup.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $514 | $514 | $514 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,767 | $1,864 | $2,481 |
| Total Monthly Payment | $2,356 | $2,453 | $3,070 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.