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Classic 5-bedroom Colonial in the coveted Behind the Y neighborhood-just a short walk to schools, the YMCA, and Waveny Park. With over 3, 500 sq. ft. of living space, this home features a front-to-back living room with fireplace, a sun-filled dining room, and a kitchen that opens to a step-down family room with fireplace and French doors leading to the terrace and private backyard. A study with fireplace provides a quiet retreat, while the flexible layout includes an au pair or in-law suite with sitting room and separate entrance. This home also offers a lower-level playroom and attached potting shed. With great bones and a fantastic location, it offers an excellent opportunity for updates and personal touches to make it your own. With sidewalks to town, you cannot beat this location. Welcome to 44 Putnam Rd!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Bedroom 2 | Upper | |
| Bedroom 3 | Upper | |
| Bedroom 4 | Upper | |
| Dining Room | Main | |
| Eat-In Kitchen | Dining Area | Main |
| Family Room | Skylight,Vaulted Ceiling,Fireplace,French Doors | Main |
| Living Room | Beams,Fireplace | Main |
| Office | Built-Ins | Upper |
| Primary Bedroom | Full Bath,Walk-In Closet | Upper |
| Rec/Play Room | Beams,Built-Ins,Dry Bar,Fireplace | Lower |
| Study | Bay/Bow Window,Built-Ins,Fireplace | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.246% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,344 | $1,344 | $1,344 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,512 | $7,171 | $9,932 |
| Total Monthly Payment | $7,981 | $8,640 | $11,401 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.