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Completely remodeled 2BR/2BA home backing to Cedar Creek-- and you OWN THE LAND! This beautifully updated home offers privacy and comfort with a serene creek backdrop and thoughtful modern upgrades throughout! Enjoy a spacious open floor plan with split bedrooms and an inside laundry with extra storage. The kitchen and living areas flow perfectly for entertaining, while the screened-in lanai and paver patio provide the ideal outdoor retreat overlooking nature. Additional highlights include a new mini-split system, double-pane windows, hurricane shutters, updated electrical, and a roof just 5 years old. A front porch, carport, and rear shed complete this move-in ready property. Whether relaxing by the creek or enjoying the open indoor layout, this home combines comfort, convenience, and peaceful surroundings in one perfect package. This community is in the perfect location! Centrally located between Honeymoon Island and Downtown Dunedin, where you can enjoy shopping, dining and entertainment options or beach days and water activities. This property truly offers the best of Dunedin living. One owner must be 55+ and other occupant 45+. The rec building contains two offices a meeting & assembly room, a kitchen, a game room, an activity room, a card room, a library room, equipment storage room & restrooms.
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $140,000 | $140,000 | $140,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $39 | $39 | $39 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $795 | $838 | $1,116 |
| Total Monthly Payment | $909 | $952 | $1,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.