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Just in time to hunker down for winter, this cozy home comes on the market. No doubt the wide-open living room, toasty thanks to its pellet stove, will be where you spend most of your time, though recent improvements have made the primary bedroom on the second floor light and comfortable (and it has tons of storage, including a walk-in closet!) The kitchen has room to add more conveniences, while built-ins and a closet on the way to the dining room add plenty of storage. Complete with a white picket fence, established perennial gardens, screened porch, and a stylish deck alongside an above-ground pool, your new home will put on a show in Spring, revealing what country life in Roxbury can be like! Woodpeckers and bluebirds, grosbeaks and phoebes visit in warm weather, and some of them stay all year. You'll hear the soothing sounds of Otter Brook across the road, and Otter Brook State Park is a short walk away. Just steps from the Keene town line, but with an easier Roxbury tax bill, this property is a quick drive to all downtown Keene has to offer, while also providing a cozy, country retreat. Check out the attached list to see all the recent improvements! Showings start with the open house Friday, Nov. 14.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $279,920 | $279,920 | $279,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $406 | $406 | $406 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,634 | $1,701 | $2,269 |
| Total Monthly Payment | $2,115 | $2,182 | $2,750 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.