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Celebrate the New Year with the purchase of this Wonderfully Maintained, Turnkey Home with Numerous Upgrades in Wesley Chapel’s Smart Home Community of Union Park and take FULL ADVANTAGE of an INCREDIBLY LOW, ASSUMABLE FHA MORTGAGE WITH A 2. 99% INTEREST RATE!!! (List of Upgrades found in Photos) Welcome to this Move-In ready, single-family home featuring numerous upgrades and pride of ownership throughout. Nestled on a . 13-acre homesite in the highly sought-after Union Park “Smart” community, this one-owner home has been lovingly maintained and thoughtfully improved for comfort and style. Step inside this spacious 1, 690 sq. ft. single-level floor plan, offering 3 bedrooms, 2 bathrooms, and an open-concept living area designed for modern living. The layout includes an inviting entry foyer, family room, dining area, and inside laundry room (WASHER & DRYER INCLUDED!). The split-bedroom floor plan provides privacy for family or guests, with two generous bedrooms and a full bath located at the front of the home. The well-appointed kitchen overlooks the living and dining areas and features stainless steel appliances (refrigerator, range, microwave, and dishwasher), custom under-cabinet lighting, and a spacious breakfast bar—perfect for casual dining or entertaining. Relax or entertain outdoors in the oversized screened-in lanai, complete with Cool Deck flooring and custom in-track LED lighting—ideal for morning yoga or evening gatherings. The large, fenced backyard offers additional privacy and includes solar accent lighting for a warm nighttime glow. Your primary suite is tucked privately beyond the kitchen and offers a serene retreat with plenty of natural light and En-Suite bathroom. Additional highlights include an ADT Smart Home security system with video doorbell and cameras, quarterly serviced A/C, and custom LED exterior lighting along the front fascia and rear lanai for year-round ambiance. Union Park residents enjoy resort-style amenities, including community pools, walking trails, playgrounds, dog park, fitness center, sports field, splash pad, picnic pavilions, outdoor fitness stations, and fire pit. THE LOW HOA fee INCLUDES Spectrum high-speed internet AND cable, both at home and throughout the community! Located in Wesley Chapel, known for its top-rated schools and unbeatable convenience—close to The Shops at Wiregrass, Tampa Premium Outlets, AdventHealth, BayCare, Moffitt, VA Hospitals, dining, entertainment, and easy access to I-75, I-4, and all Tampa Bay attractions. BONUS: Seller-approved lender credit available!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $719 | $719 | $719 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,767 | $1,864 | $2,481 |
| Total Monthly Payment | $2,561 | $2,658 | $3,275 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.