|
Presented by
Linda Whitcomb |
Motivated seller! Offering $5, 000 toward closing costs or rate buy-down! Take advantage of an assumable FHA mortgage at an incredible 2. 99% interest rate—a rare opportunity that adds tremendous value to this wonderfully maintained, turnkey home in Wesley Chapel’s highly sought-after Union Park Smart Home community. This one-owner, single-story residence sits on a . 13-acre homesite and showcases true pride of ownership with thoughtful upgrades throughout (see photos for full list). Offering 1, 690 sq. ft. , 3 bedrooms, and 2 bathrooms, the home features a bright, open-concept layout ideal for modern living. The welcoming foyer leads into a spacious family room and dining area, while the split-bedroom design ensures privacy for family and guests. Two generously sized bedrooms and a full bath are located at the front of the home. The well-appointed kitchen overlooks the main living spaces and includes stainless steel appliances, a large breakfast bar, and custom under-cabinet lighting—perfect for everyday meals or entertaining. An inside laundry room with washer and dryer included adds convenience. The private primary suite, tucked at the rear of the home, offers abundant natural light and an en-suite bathroom, creating a peaceful retreat. Enjoy year-round Florida living in the oversized screened-in lanai, complete with Cool Deck flooring and custom in-track LED lighting—ideal for morning yoga, evening gatherings, or quiet relaxation. The fully fenced backyard provides added privacy and features solar accent lighting for a warm nighttime ambiance. Additional upgrades include: ADT Smart Home security with video doorbell and cameras, quarterly serviced A/C, custom concrete landscape curbing, as well as LED color changing exterior in-track lighting along the front fascia and rear lanai. Residents of Union Park enjoy resort-style amenities, including community pools, walking trails, playgrounds, dog park, fitness center, sports field, splash pad, picnic pavilions, outdoor fitness stations, and a fire pit. The low HOA fee includes Spectrum high-speed internet and cable, both at home and throughout the community. Conveniently located near top-rated schools, The Shops at Wiregrass, Tampa Premium Outlets, AdventHealth, BayCare, Moffitt, VA Hospitals, dining, entertainment, and with easy access to I-75, I-4, and all Tampa Bay attractions. BONUS: Seller-approved lender credit available.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 508.737.4457
Linda.Whitcomb@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $719 | $719 | $719 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,657 | $1,775 | $2,392 |
| Total Monthly Payment | $2,451 | $2,569 | $3,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.