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~114 SQ FT GLASS ENCLOSED LANAI UNDER HEAT & AIR~ ~BIRDCAGE~ ~SELLER OWNED SOLAR PANELS~ ~2016 ROOF~ ~2025 HVAC~ ~2024 HOT WATER HEATER WITH RHEEM HEAT PUMP~ Beautiful 2/2 DURHAM model Courtyard Villa in the Village of WOODBURY, PHILLIPS VILLAS! This home provides a spacious OPEN FLOOR PLAN and numerous upgrades throughout. As you enter you are greeted with HIGH VAULTED CEILINGS and LUXURY VINYL PLANK FLOORING for a bright, airy feel. The living room features a ceiling fan, and the dining area shares the same soaring ceilings. The kitchen is a showstopper with QUARTZ COUNTERTOPS and BACKSPLASH, stainless-steel appliances, recessed lighting, roll-out lower cabinets, and a CLOSET PANTRY. The primary suite boasts a TRAY CEILING, ceiling fan, WALK-IN CLOSET, and a beautiful ensuite bath with PORCELAIN TILE, a GORGEOUS TILED WALK-IN SHOWER with GLASS DOORS, and tall cabinetry with QUARTZ countertops. The guest bedroom also features vaulted ceilings, a ceiling fan, and a built-in closet, while the guest bath includes a TILED WALK-IN SHOWER with GLASS DOORS, porcelain tile, linen closet, and QUARTZ counters. Relax year-round in the GLASS ENCLOSED LANAI under HEAT AND AIR or open the telescoping sliders to the BIRDCAGE with COMPOSITE DECKING and MANUAL SOLAR SHADES for outdoor enjoyment. The lanai features a ceiling fan and provides a seamless blend of indoor and outdoor living. The 1½-car garage includes a laundry tub, LG WASHER AND DRYER, INSULATED GARAGE DOOR, shelving, and a SOLAR ATTIC FAN. The home has SOLAR PANELS with a 6-hour emergency battery and a POWER SURGE PROTECTOR (completely paid for). For your comfort, the Hot Water Heater kicks cold air back into the garage. There is also a WHOLE HOUSE WATER TREATMENT SYSTEM. Lastly, Phillips Villas are POURED CONCRETE and have their own NEIGHBORHOOD POOL. This stunning villa combines comfort, style, and thoughtful upgrades—ready for you to move right in and enjoy The Villages lifestyle! Conveniently located close to the VA HOSPITAL plus tons of shopping and restaurants. You are minutes away from the MULBERRY Rec Center which contains a pool & 10 pickleball courts as well as the new FIRST RESPONDERS Rec Center and Pool! Nancy Lopez Country Club and 4 executive golf courses are a short golf cart ride away!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | $312 | $312 | $312 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,612 | $1,701 | $2,269 |
| Total Monthly Payment | $1,999 | $2,088 | $2,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.