28 Peace River Rd, St Johns, FL, 32259 | $484,000

Discover this stunning 4-bedroom, 2-bathroom home that perfectly balances modern comfort with thoughtful design. Built in 2023, this energy-efficient residence showcases beautiful quartz countertops and dramatic cathedral ceilings that create an impressive sense of space and light throughout the living areas. Step outside to your private oasis featuring a charming lanai and fully fenced backyard – perfect for morning coffee, evening relaxation, or weekend gatherings with friends and family. The smart home technology integration means you can control various features with the touch of a button, making daily life both convenient and entertaining. Located in the desirable Saint Johns area, this neighborhood offers the perfect blend of peaceful residential living with easy access to quality amenities. Families will particularly appreciate being situated within a top-rated school district, with the highly acclaimed Beachside High School nearby, ensuring educational excellence is just around the corner. This prestigious school district ranking makes the location especially attractive for families prioritizing their children's academic success. Nature enthusiasts will love being near Gourd Island, providing opportunities for outdoor recreation and scenic walks. At 1, 648 square feet, this home maximizes every inch with an intelligent floor plan that flows seamlessly from room to room. The primary bedroom offers a comfortable retreat, while three additional bedrooms provide flexibility for family, guests, or home office space. This property represents exceptional value in today's market, combining contemporary construction with energy-efficient features that help reduce utility costs. The smart home capabilities and quality finishes throughout demonstrate attention to detail that discerning buyers will appreciate. Don't miss this opportunity to own a practically new home in a sought-after location where modern amenities meet small-town charm.

Features

  • Amenities: Clubhouse,Community Pool Unheated
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: .120
  • Style: Single Family Home
  • Year Built: 2023
  • Heating: Central
  • Cooling: Central
  • Approx Sq. Feet: 1,648
  • Lot Size: .120
  • Est. Taxes: $4,737
  • HOA Fee: $330
  • Elem. School: Liberty Pines Academy
  • Middle School: Liberty Pines Academy
  • High School: Beachside
  • MLS#: 256206
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/256206/28peaceriverrd_stjohns_fl?source=qrflyer
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Listing courtesy of THE NEWCOMER GROUP

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

28 Peace River Rd, St Johns, FL, 32259

$484,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $387,200 $387,200 $387,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.168% 5.628%
Monthly Tax Payment $395 $395 $395
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,229 $2,319 $3,138
Total Monthly Payment $2,699 $2,789 $3,608

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.