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3314 Route 18, Waterford, VT, 05819 | $549,900
Welcome to this classic, Vermont “forever home” that feels like a comfortable fit from the moment you turn into the tree-lined driveway. This one has it all… 9. 81+/- acres of rock-walled, Waterford land, conveniently located between Littleton and St. J, “school choice” including St. Johnsbury Academy. This Vermont energy efficient home with new 2024-25 insulation, heat-pump hybrid hot water heater, and mini-split heating and cooling unit is ready for all seasons. It also offers 3 levels of living space and an open concept layout that unites contemporary style, vaulted ceilings, and practical functionality… including 4 spacious bedrooms, a truly great “great room, ” a striking, 2 story fireplace at the center of the home, a wonderful eat-in kitchen with ample storage & beautiful cabinetry, as well as an oversized island that was made for gathering and memory-making. In addition, this home offers a formal dining room that seats 12 comfortably for special occasions; a charming and airy loft overlooking the great room, a dedicated office space, a four-season, fully-heated sunroom that is perfect for morning coffee and evening sunsets; a walkout lower level (with limitless possibilities) that currently has a bedroom, a full bathroom, a den, a dedicated exercise space, a musician’s corner, and a children’s play area – plus additional storage. When you step outside the home’s front mudroom you will appreciate the paved driveway, 2 car garage, and and additional storage shed.
Features
- Rooms: 12
- Bedrooms: 4
- Baths: 1 full / 1 three-quarter / 1 half
- Style: Saltbox
- Year Built: 1982
- Garage: 2-car Garage
- Heating: Oil,Baseboard
- Cooling: Wall AC Units
- Basement: Full,Partially Finished
- Approx Sq. Feet: 3,498
- Acreage: 9.81
- Est. Taxes: $7,698
- Lot Desc: Country Setting,Landscaped,Open,Wooded
- Elem. School: Waterford Elementary School
- Middle School: Waterford Elementary School
- High School: Choice
- MLS#: 5069201
- Website: https://www.raveis.com
/eprop/5069201/3314route18_waterford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/5/2025Listing courtesy of Tim Scott Real Estate Phone: 802-748-8000
Listing Agent: Ben Reed
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3314 Route 18, Waterford, VT, 05819
$549,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,920 | $439,920 | $439,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $642 | $642 | $642 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,567 | $2,673 | $3,565 |
| Total Monthly Payment | $3,301 | $3,407 | $4,299 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484