12612 4TH ISLE, Hudson, FL, 34667 | $495,900

One or more photo(s) has been virtually staged. Boaters, anglers, and coastal lifestyle seekers—this is the one you’ve been waiting for. Tucked away in the highly desirable Leisure Beach community with no HOA and true Gulf access, this waterfront gem delivers the Florida lifestyle most buyers only dream about.
Welcome to 12612 4th Isle, a spacious and meticulously maintained 3-bedroom, 1. 5-bath home offering 1, 761 square feet of relaxed coastal living. Designed for those who live life on the water, this property boasts 65 feet of seawall and an exceptionally rare, solid-built, permanently covered dock measuring 30’ x 15’, supported by 15 Snap Jacket pilings—14 cement-filled and one with vinyl protection. Add in a floating dock, boat lift, and two motorized davits, and you have an elite setup ready for serious boating and fishing adventures.
The maintenance-free, two-level concrete backyard is perfect for effortless entertaining, while screened front and back porches invite you to unwind and enjoy the coastal breeze year-round. Inside, the home offers a generous living room that flows seamlessly into a sun-drenched Florida room, creating flexible living and entertaining space. The kitchen features ample cabinetry, generous counter space, and a full appliance package, complemented by a spacious dining area ideal for hosting family and friends.
All three bedrooms are comfortably sized, with tile flooring throughout for durability and easy care. The layout works beautifully for full-time living, seasonal enjoyment, or investment potential. Additional highlights include a one-car garage with laundry hookups, a shoe-shaped driveway providing abundant off-street parking, new PEX plumbing with warranty through 2041, a Brinks wireless security system, and a 3-ton A/C system with all-new ductwork for long-term comfort and efficiency.
Located just minutes from Hudson Beach, waterfront dining, and Robert Strickland Memorial Park, this canal-front home offers the best of Gulf Coast living—on the water and off.
Homes with this level of dock infrastructure, no HOA, and true Gulf access are rare. Schedule your private showing today and rediscover why this property is one of Hudson’s best-kept waterfront opportunities. This property includes an assumable, affordable flood insurance policy, offering added peace of mind!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: In Garage
  • Year Built: 1971
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,761
  • Acreage: 0.14
  • Est. Taxes: $3,554
  • Elem. School: Gulfside Elementary-PO
  • Middle School: Bayonet Point Middle-PO
  • High School: Fivay High-PO
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: W7880391
  • Days on Market: 130 days
  • Website: https://www.raveis.com
    /prop/W7880391/126124thisle_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/28/2026 12:10:03 AM)
Listing courtesy of WEICHERT REALTORS FL TROPICS   Phone: 352-688-7997

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12612 4TH ISLE, Hudson, FL, 34667

$495,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,720 $396,720 $396,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.507% 6.649% 6.026%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,443 $2,505 $3,294
Total Monthly Payment $2,814 $2,876 $3,665

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.