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LAKEHOUSE WITH A MILLION-DOLLAR VIEW - Enjoy stunning lake views from every window and door of this beautifully maintained home, perfectly positioned on a peninsula surrounded by the hidden gem, Lake Secession. This 3-bedroom, 2-bathroom home, features a large, open-concept kitchen/dining/living room. With luxury vinyl throughout the home, this split floor plan allows for privacy. Relax on 2 impressive lakeview, covered porches (one on each side of the home) and have coffee watching the incredible sunrises or cocktails & grilling watching the gorgeous sunsets over the water. Enjoy your own private boat ramp, seawall, floating dock, and sandy beach area, perfect for swimming, boating, and lakeside relaxation. Lake Secession stretches approximately 7 miles long and up to 60 feet deep, offering great fishing for bass, crappie, catfish, and bream. With year-round water, boating is available all year with SC mild winter days. Just 1 hour from an international airport, 2. 5 hours to Atlanta or Charlotte, and 4 hours to the South Carolina coast. Shopping is less than 30 mins to Anderson & Abbeville. Only 10 mins to Iva for groceries & restaurants. Great schools & excellent health care. High speed fiber optic internet is available so you can work from home & enjoy the lake view & all the fun of living on the water. This lakefront home is move-in, turn-key ready for full-time living, a weekend getaway, or an income-producing short-term rental. Happily-owned by 3 generations of the same family, they are ready to pass this property to another happy owner, what a wonderful holiday gift for the family! Call for your private showing today!
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Our Executive Mortgage Banker:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,812 | $1,939 | $2,587 |
| Total Monthly Payment | $1,887 | $2,014 | $2,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.