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14 Lena Road, Monticello, NY, 12777 | $649,000
Rare opportunity to own a lakefront home in Lake Joseph. These do not come up often, and at such a great price. Lake Joseph is a private residential and vacation community located in Sullivan County, nestled between Forestburgh and Thompson. It’s known for its peaceful non-motorboat lake, rustic homes, and amenities like swimming, tennis, and boating. Lake Joseph Estates is a private lakefront residential community built around a 250-acre non-motorboat lake.
The community emphasizes preserving natural shoreline. This home has wonderful direct access to the lake with amazing views. Two level living with great room, 2 bedrooms, office on main floor, also 2 full bathrooms. Beautiful hardwood floors, warm and inviting wood fireplace, and walk out to expansive deck that overlooks the lake. Amazing for entertaining or just for some peace and quiet. Lower level allows for more living space with large entertainment area, addition bedroom and full bath. Much needed for family and friends to visit your new lake house. House has been well maintained, and most furnishings are staying, so move in ready. Lake Joseph is located within 10 minutes of shopping, short ride to Bethel Performing Arts Center, Casino, Delaware river, and many restaurants. This will not last at this price in a very desirable location. So give a call today for a viewing.
Features
- Amenities: Basketball Court, Pool, Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 3 full
- Style: Contemporary
- Year Built: 1985
- Garage: 1-car
- Heating: Baseboard
- Cooling: Ductless
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,520
- Acreage: 0.61
- Est. Taxes: $10,519
- HOA Fee: $2,000 Annually
- Water Front: Yes
- Elem. School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Oven, Refrigerator, Washer
- MLS#: 932743
- Days on Market: 4 days
- Website: https://www.raveis.com
/prop/932743/14lenaroad_monticello_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Lena Road, Monticello, NY, 12777
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $877 | $877 | $877 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,030 | $3,155 | $4,208 |
| Total Monthly Payment | $3,999 | $4,124 | $5,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535