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One or more photo(s) has been virtually staged. ***NEW PRICE THAT IS BELOW THE MAY 12th FHA-APPRAISED VALUE. *** As a prospective homeowner, what do you want in a home? Value? Efficiency? Quality? Amenities? Easy maintenance? Privacy? Proximity to services? This one- of-a-kind executive-quality home meets all of these criteria! ***VALUE? The house was just appraised for $470, 000 so at $459, 000 there is already $11, 000 in equity. ***PRIVACY? Located in DeBary's gated Westridge community, as you enter the home you will be greeted by the dramatic 22' x 55' walled and screened, light-filled courtyard/atrium that brings sunlight into the living spaces, creating a private and seamless indoor-outdoor lifestyle that is rarely found in DeBary. The courtyard is equipped with plumbing & electric hookups for a hot tub & natural gas for a grill, making the space ideal for year-round living. ***QUALITY? Inside, the home reflects superior craftsmanship and thoughtful design throughout. The KITCHEN features solid American cherry cabinetry, Baldwin hardware, granite countertops, and KitchenAid stainless steel appliances including a natural gas cooktop, 36-inch convection/microwave ovens, 48-inch refrigerator/freezer, and two-drawer dishwasher. A casual DINETTE overlooks the courtyard while the adjacent FAMILY ROOM features custom wall to wall cherry cabinetry and a built-in wine refrigerator.
The FLOOR PLAN offers FLEXIBILITY for a variety of living arrangements. A PRIVATE THIRD BEDROOM with its own ensuite bathroom and separate courtyard entrance provides an excellent guest suite, in-law space, or private retreat for visitors. FORMAL LIVING and DINING ROOMS add elegance for entertaining, while a DEDICATED OFFICE space creates a comfortable work-from-home environment. ***AMENITIES? Throughout the home you will find PREMIUM TILE & bath fixtures, CUSTOM-MADE SOLID CORE INTERIOR DOORS and LOUVERED CLOSET DOORS, designer LIGHTING, AMERICAN CHERRY CABINETRY and BALDWIN HARDWARE that continues through the bathrooms, office and laundry room, creating a cohesive and timeless interior design. New light oak engineered-WOOD FLOORING, interior PAINT, professionally sealed FLOOR TILE GROUT and a newly installed front and rear LAWN complete the 2025 improvements.
***EFFICIENCY? Practical upgrades are designed for your comfort and peace of mind. During times of power interruption, the natural gas-fired WHOLE-HOUSE GENERATOR will keep the home running at full operation. The TANKLESS WATER HEATER will save you money each month and the HVAC SYSTEM installed in 2024 is more efficient than older systems. The premium WATER CONDITIONING SYSTEM will enhance your water quality for bathing and food preparation. ***MAINTENANCE? As the original owners, we found the house to be easy to maintain. The LAWN is mowed and shrubs trimmed as part of the Westridge HOA monthly fee and any time we saw something that needed repair, which was seldom, we took care of the matter promptly. Overall, we found this house easy to live and entertain in. ***PROXIMITY TO SERVICES? The home has convenient access to many services within DeBary, Sanford, Orange City, Deltona and DeLand. With the SunRail commuter train and the new DeBary downtown when it's completed in the next few years, the St. Johns River, parks, and trails, this home offers a rare combination of architectural character, privacy, and quality construction in a gated community setting. As owners, we hope you will enjoy this home as much as we have for the past almost 20 years.
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $367,200 | $367,200 | $367,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $578 | $578 | $578 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,114 | $2,351 | $3,049 |
| Total Monthly Payment | $2,767 | $3,004 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.