420 Cove Tower DR, Naples, FL, 34110 | $1,169,000

North Naples - Coastal living at its best! This spectacular location on Wiggins Bay not only offers panoramic water views but also wildlife activity and a marina for boat lovers. You'll experience colorful skies from nearly every window, catch a clear view of dolphins surfacing for puffs of air, a manatee just bobbing, or a splash from a pelican feeding on a fish. Facing west, this highly desirable condominium features 3 bedrooms, plus a den and offers a private, tranquil corner location with a quiet fountain garden below. Crown molding in the living, dining room & master bedroom. Diagonal tile flooring in the entry and all main living areas with continuous flow out onto the lanai. Freshly painted in 2024, new 50 gal. water heater, washer, oven & refrigerator replaced recently. Hurricane shutters, inside garage parking & extra storage. Building in great shape; new roof, lanai railing and screens; water leak detection system installed throughout in 2024. New Impact Glass Windows are being replaced end of December by the HOA. Cove Towers has a pool, hot tub, grills, and a kayak launch. Owners have a current membership to Tarpon Cove Beach & Racquet Club amenities: Dining, Tiki bar, shuttle boat to the beach, fitness, tennis, bocce, and many social events. Membership can be transferred.

Features

  • Building Design: High Rise (8+)
  • Parking: 1 Assigned,Covered,Guest,Under Bldg Open
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Levels: 1
  • Amenities: Beach Access,Bike Storage,Community Pool,Community Spa/Hot tub,Exercise Room,Extra Storage,Internet Access,Marina,Private Membership,Restaurant,See Remarks,Streetlight,Tennis Court,Trash Chute,Underground Utility,Vehicle Wash Area
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Complex: BEQUIA AT COVE TOWERS
  • Development: COVE TOWERS
  • Year Built: 2000
  • Approx Sq. Feet: 1,922
  • Est. Taxes: $5,329
  • Condo Fee: $3,818 Quarterly
  • Master HOA Fee: $1,915
  • Lot Desc: Zero Lot Line
  • View: Bay,Intersecting Canal,Landscaped Area,Mangroves,Partial Bay,Water
  • Community Type: Boating,Gated,Tennis
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Dock Lease,Dock Purchase,Elec Avail at dock,Water Avail at Dock
  • Pet Policy: Limits
  • MLS#: 225076856
  • Website: https://www.raveis.com
    /prop/225076856/420covetowerdr_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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420 Cove Tower DR, Naples, FL, 34110

$1,169,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $935,200 $935,200 $935,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.373% 6.203%
Monthly Tax Payment $444 $444 $444
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,532 $5,758 $7,892
Total Monthly Payment $6,101 $6,327 $8,461

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.