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Experience lakefront living with community charm and unbeatable convenience—this villa is a must-see!!! Enjoy peaceful lake views and maintenance-free living in this beautifully updated 2-bedroom, 2-bath villa with a versatile flex room—perfect for a home office, guest space, or third bedroom. Located in The Cottages at Meadowbrooke, part of the desirable Summerfield community, this 2004 villa offers 1, 293 square feet of comfortable living space and an oversized 1-car garage. Step inside to find a bright, open layout with hardwood flooring in the living areas and bedrooms, and tile in the kitchen. The modern kitchen features custom cabinetry, a stylish backsplash, granite countertops, and stainless-steel appliances—a perfect blend of function and design. Relax on the screened-in porch overlooking the tranquil lake—your own private retreat for morning coffee or evening sunsets. Recent updates provide peace of mind with a newer roof (2020), new AC, and newer water heater. This villa is located in a NO FLOOD ZONE, with NO CDD and a LOW HOA that covers the roof, cable, and all exterior maintenance. Residents enjoy access to Summerfield’s exceptional amenities including two community pools, a golf course, pickleball, basketball and tennis courts, playground, fitness center, and clubhouse with activities and classes. Conveniently situated near US-301 and I-75, you’re just 30–45 minutes from downtown Tampa, MacDill Air Force Base, and Tampa International Airport, with plenty of nearby shopping, dining, and great schools. This villa combines modern comfort, community lifestyle, and an unbeatable view—all in one perfect Florida home. ***FREE 1/0 Rate Buydown when using the seller's preferred lender!***
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $321 | $321 | $321 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,090 | $1,150 | $1,531 |
| Total Monthly Payment | $1,486 | $1,546 | $1,927 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.