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Presented by
Juliana Serrao |
5412 3RD AVENUE W, Palmetto, FL, 34221 | $319,996
Under contract-accepting backup offers. Beautifully updated 4BR/3BA home in the coastal community of Palmetto Point, Palmetto, FL—perfect for families or boating enthusiasts!
Upstairs features a 2025-renovated kitchen with quartz counters, soft-close Innovation cabinets, stainless steel appliances, new lighting, fixtures, fans, and 8x24” ceramic plank tile. The updairs layout includes the kitchen, a master suite with private bath, second bedroom, and guest bath, plus front(partial bay view) and rear decks offering soft ocean breezes.
Downstairs offers a flexible in-law suite with a kitchenette and bath across from the fourth bedroom/office/game room, ideal for guests or multi-generational living. Enjoy comfort with 2025 central air, mini-split units downstairs, and a 2024 dimensional shingle roof for peace of mind.
All three bathrooms feature new mirrors, trim, and lighting, and a 2025 energy-efficient water heater.
The quiet, fully fenced backyard includes a new brick-paver island for outdoor dining and relaxation. The two-car carport offers extra storage and dry-entry access to the kitchen—perfect for unloading groceries.
Located near the Manatee River and Terra Ceia Bay, Palmetto Point residents can join the voluntary Civic Association (approx. $275/yr- seller offers to pay the first 4year with purchase) for exclusive access to a private boat ramp, day dock, and trailer parking—ideal for Gulf access and waterfront adventures.
Move-in ready and loaded with updates—this one won’t last!
Features
- Rooms: 3
- Bedrooms: 4
- Baths: 3 full
- Laundry: Inside
- Year Built: 1985
- Heating: Central
- Cooling: Central Air, Mini-Split Unit(s)
- Approx Sq. Feet: 1,798
- Acreage: 0.18
- Est. Taxes: $658
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: A4667869
- Days on Market: 61 days
- Website: https://www.raveis.com
/prop/A4667869/54123rdavenuew_palmetto_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Juliana SerraoSales Associate
203.278.2400
Juliana.Serrao@Raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Joseph MollicaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 130058
203.952.8600
Joseph.Mollica@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5412 3RD AVENUE W, Palmetto, FL, 34221
$319,996
Juliana Serrao
Sales Associate
William Raveis Real Estate
Phone: 203.278.2400
Juliana.Serrao@Raveis.com
Joseph Mollica
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $255,997 | $255,997 | $255,997 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $55 | $55 | $55 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,454 | $1,533 | $2,058 |
| Total Monthly Payment | $1,584 | $1,663 | $2,188 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388