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Under contract-accepting backup offers. HUGE PRICE REDUCTION. . . . LOCATION LOCATION!! MOTIVATED Seller. Turn-Key, 2-bed 1-bath, NO FLOOD ZONE condo in the highly desired 55+ community of Twin Oaks Condominiums, in the heart of Seminole! This wonderful community is all one-story buildings made out of concrete blocks, and ceramic tile roofs, sitting on land that's over 40 feet above sea level. . . . . so, it's high and dry! Unit 90 is a tastefully updated condo, featuring: vinyl plank flooring throughout; updated kitchen and bath; new hurricane windows in 2024; HVAC replaced in 2021; reverse osmosis water system for the kitchen and refrigerator; water softener for the entire home; all appliances are under 2 years old and laundry in the unit! This is truly a TURN-KEY property ready to be moved in and enjoyed! A nice feature to unit #90 is that it has storage in the guest bedroom attic, with well-built pull-down stairs for easy access. The proximity is fantastic for quality convenient living as you are close to the beaches, shops, grocery, parks, malls, clinics, hospitals, airports, Clearwater, St. Pete, Tampa and loads of entertainment options! Logistically, Twin Oaks is perfect, as it's located on 102nd Ave between Seminole Blvd and 113 Street. If you know the area, this is such a convenient location for an easy-going lifestyle. HOA fees include everything except your electric bill! The unit opens to a huge, tree-lined back yard where you can enjoy fresh air, flowers and being outside, relaxing. This is a well-maintained, friendly community that is the perfect place for full-time residents and snow birders. There's a wonderful clubhouse with a pool, shuffleboard courts and numerous fun activities for the residents to enjoy. Come take a look at this beautiful property!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $116,000 | $116,000 | $116,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.866% |
| Monthly Tax Payment | $58 | $58 | $58 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $695 | $724 | $956 |
| Total Monthly Payment | $828 | $857 | $1,089 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.