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Presented by
Honore Nzambu |
540 E BISMARK STREET, Hernando, FL, 34442 | $219,900
Discover incredible value in this concrete block stucco 2-bedroom, 2-bath home with an attached garage, easily convertible to a 3-bedroom, nestled on over an acre of open land. Priced as the most affordable home in the area, this move-in-ready property offers modern updates and a spacious, open layout.
Enjoy peace of mind with a new A/C (2022) and interior updates throughout, including fresh paint, new interior doors, and tall 5½-inch baseboards. Most areas feature durable tile flooring, while the bedrooms and guest bath showcase new LifeProof wood-style floors for a warm, modern touch.
Both bathrooms have been refreshed with new vanities, mirrors, and toilets. Each bedroom features new fans, lighting, high baseboards, and wood blinds. From the kitchen, step through sliding glass doors into your enclosed Florida room, overlooking clear, open land—perfect for relaxing or entertaining.
An additional space beside the garage can serve as a workshop, man cave, or golf cart storage area. Conveniently located near shopping, golf courses, and restaurants, with easy access to Inverness, Crystal River, and Hernando—offering endless opportunities for boating, fishing, scalloping, swimming with manatees, cycling, and more.
This beautiful, well-maintained home is ideal If you are looking for affordable Florida living in a sought-after location.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1983
- Garage: 1-car
- Heating: Central, Electric, Heat Pump
- Cooling: Central Air
- Approx Sq. Feet: 1,042
- Acreage: 1.01
- Est. Taxes: $2,130
- Pet Policy: Yes
- Appliances: Dishwasher, Electric Water Heater, Refrigerator, Washer
- MLS#: OM713199
- Days on Market: 52 days
- Website: https://www.raveis.com
/prop/OM713199/540ebismarkstreet_hernando_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Honore NzambuLicensed Salesperson
203.892.7730
Honore.Nzambu@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance
617.320.5687
Joel.Fanjoy@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
540 E BISMARK STREET, Hernando, FL, 34442
$219,900
Honore Nzambu
Licensed Salesperson
William Raveis Real Estate
Phone: 203.892.7730
Honore.Nzambu@raveis.com
Kate Rockett
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | $178 | $178 | $178 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,013 | $1,054 | $1,403 |
| Total Monthly Payment | $1,266 | $1,307 | $1,656 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388