1344 MEDITERRANEAN DRIVE, #121, Punta Gorda, FL, 33950 | $399,000

Under contract-accepting backup offers. RARELY AVAILABLE!! luxury Gulf access corner condo with deeded dock, 10, 000 lb BOAT LIFT, 2 DEEDED, gated under-building garage parking spaces, BUILDING ELEVATOR and offering convenient boating access with approximately less than 15 minutes by boat to the Peace River and onward to Gulf waters. Located in prestigious Punta Gorda Isles in a quiet waterfront setting, this elegant 3 bedroom, 2 bath residence offers over 2, 000 square feet of bright, open living space.

The corner location and second floor elevation allow abundant natural light through multiple windows while providing a peaceful perspective of the canal and surrounding waterfront. Interior features include high ceilings, crown molding, tray ceilings, plantation shutters, and neutral luxury vinyl plank flooring throughout.

The open great room and dining area flow seamlessly to the oversized screened waterfront lanai where you can enjoy tranquil sunrise views and gentle canal breezes. The kitchen features stainless appliances, breakfast bar seating, and generous counter space ideal for both entertaining and everyday living.

The private primary suite opens directly to the lanai and includes dual large walk-in closets and a spacious bath with soaking tub, Roman style walk-in shower & dual sinks.

Additional highlights include private storage with workbench & electricity, guest parking, electric roll-down hurricane shutter protecting the sliders, hurricane impact front door, new roof, and low HOA fees.

Residents enjoy a heated waterfront pool, grill area, canal-side seating, manicured tropical landscaping & in a professionally maintained building offering easy maintenance-free living.

Conveniently located just minutes from Historic Downtown Punta Gorda, Fishermen’s Village, waterfront dining, boutique shopping, walking and biking trails, farmers markets, dog park, several nearby golf courses, PGI Yacht Club and Punta Gorda Airport offering direct flights to many destinations.

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Gated, Maintenance, Pool, Storage, Wheelchair Access
  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Complex: PUNTA GORDA ISLES
  • Year Built: 2003
  • Common Charge: $950 Monthly
  • Approx Sq. Feet: 2,034
  • Acreage: 0.05
  • Est. Taxes: $6,506
  • Lot Desc: City Lot, Landscaped, Near Golf Course, Near Marina, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: East Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Solar Cover
  • Pet Policy: Number Limit, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7517508
  • Days on Market: 176 days
  • Website: https://www.raveis.com
    /prop/C7517508/1344mediterraneandrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2026 12:33:22 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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1344 MEDITERRANEAN DRIVE, #121, Punta Gorda, FL, 33950

$399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,200 $319,200 $319,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.324% 6.398% 5.614%
Monthly Tax Payment $542 $542 $542
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,888 $1,965 $2,587
Total Monthly Payment $2,505 $2,582 $3,204

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.