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Charming Ranch Home in Desirable Parkins Mill Area! Welcome to this delightful 3-bedroom, 1 ½ bathroom ranch home, perfectly situated in the sought-after Parkins Mill neighborhood. This property offers a blend of classic charm and modern potential, making it a fantastic opportunity for families or investors alike. Key Features: Inviting Entry: Step onto the covered front porch and into a warm, welcoming living room featuring beautiful hardwood floors that extend throughout the hallway and all three bedrooms. Functional Kitchen: The kitchen boasts wood cabinets, a smooth-top electric range, and includes the refrigerator for your convenience. Please note that the dishwasher is not operational. Spacious Living Areas: A thoughtfully added large dining room/great room provides ample space for gatherings. This inviting area features a masonry fireplace with gas logs, perfect for cozy evenings. There’s also storage for wood if you prefer to convert it back to a wood-burning fireplace. Comfortable Primary Suite: The primary bedroom offers partial hardwood floors under the carpet, along with an ensuite bath featuring a jetted tub and separate shower for a relaxing retreat. Outdoor Enjoyment: Enjoy two covered porches—one on the side and one at the back of the home—perfect for outdoor relaxation. The large covered porch overlooks the pool area, creating an ideal spot for entertaining or unwinding. Additional Features: A small grassy area behind the two-car detached garage adds to the outdoor space. AS IS Sale: The home and pool are being sold AS IS. This charming home is located in a great area with immense potential, making it a perfect canvas for your personal touch. Priced to sell, don’t miss your opportunity to own a piece of this lovely neighborhood!
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Our Executive Mortgage Banker:
Our Insurance Division:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $110 | $110 | $110 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,726 | $1,821 | $2,424 |
| Total Monthly Payment | $1,911 | $2,006 | $2,609 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.