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Just 600 feet from Shinnecock Bay, this well-appointed cottage is designed for effortless living. Step into a living room offering double-height ceilings and oversized windows that bring in plenty of natural light. Off the hall are two bedrooms and a full bath, while beyond the living room, the eat-in kitchen opens to the deck and rear yard with a heated pool—ideal for relaxed summer living. The second floor features an en suite bedroom and an oversized loft with a private balcony, providing flexible space for guests or a lounge area. Off the garage, a spacious pool house includes a kitchenette and a versatile bonus room, perfect for additional living or entertaining space. Enjoy bay access for swimming and boat launch just at the end of the street. Located in Shinnecock Hills, this inviting Hamptons retreat combines light, comfort, and coastal ease—and is conveniently within close proximity to the 2026 U. S. Open. Don’t miss the opportunity! June $24k $July $20k Aug-LD $24K. MD-LD $65k. Two weeks $12k
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Our Executive Mortgage Banker:
Our Insurance Division:
$24,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $19,200 | $19,200 | $19,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $108 | $115 | $154 |
| Total Monthly Payment | $183 | $190 | $229 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.