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Presented by
Kim Barnocky-Grossman |
61 Montrose Drive, Carmel, NY, 10512 | $475,000
Charming Lake Carmel Home on Double Corner Lot With Lake Views & Community Beach Access Welcome to this lovely Lake Carmel home that lives as a 3-bedroom, offering 2 tastefully updated bathrooms and more. Nestled on a double corner lot. This home blends comfort, charm, and convenience—inside and out. As you arrive, choose between two driveways, 1 with a detached 2-car garage and step into a fully fenced yard, ideal for families and pets. A spacious covered front porch invites you to unwind—perfect for entertaining or enjoying your morning coffee in a rocking chair. Enter through the kitchen, which opens seamlessly into the dining and living room areas, creating a warm and inviting flow. To the left, you’ll find a practical mudroom with a full bathroom and access to the backyard. Upstairs features a primary bedroom that boasts its own ensuite bathroom and a private balcony overlooking Lake Carmel, where you can take in breathtaking sunsets every evening. This community is truly family-friendly, complete with full access to five private lake beaches. Enjoy fishing, rowing, paddle boarding, and swimming all summer long—and when winter arrives, experience peaceful ice fishing on the frozen lake. Conveniently located just minutes from shops, schools, parks, restaurants, and major highways including I-84, I-684, and the Taconic Parkway, this home offers the best of lakeside living with commuter-friendly access. This one won’t last—schedule your viewing today!
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
- Style: Colonial, Farmhouse
- Year Built: 1930
- Garage: 2-car
- Heating: Baseboard, Oil, Propane, Wood
- Cooling: Wall/Window Unit(s)
- Basement: Bilco Door(s), Unfinished, Walk-Out Access
- Approx Sq. Feet: 1,375
- Acreage: 0.6
- Est. Taxes: $12,060
- Lot Desc: Back Yard, Corner Lot, Front Yard, Garden, Landscaped, Near School, Near Shops, Private, Views, Waterfront
- View: Lake, Mountain(s), Panoramic, Skyline, Trees/Woods, Water
- Water Front: Yes
- Elem. School: Kent Elementary
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 933970
- Days on Market: 31 days
- Website: https://www.raveis.com
/raveis/933970/61montrosedrive_carmel_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Kim Barnocky-GrossmanBroker Associate
508.846.9797
Kim.BGrossman@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
61 Montrose Drive, Carmel, NY, 10512
$475,000
Kim Barnocky-Grossman
Broker Associate
William Raveis Real Estate
Phone: 508.846.9797
Kim.BGrossman@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.292% | 5.648% |
| Monthly Tax Payment | $1,005 | $1,005 | $1,005 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,309 | $3,080 |
| Total Monthly Payment | $3,267 | $3,389 | $4,160 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535