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Set on a just-shy acre in the coveted estate section of Westhampton Beach, 129 Oneck Lane presents an exceptional opportunity to own in one of the village's most desirable locations. Just minutes from Main Street and the ocean beaches, the property offers a bright and spacious four-bedroom, four-bath ranch with a 20' x 40' pool and generous deck surrounded by mature plantings and privacy. The existing home features an open and airy layout designed for easy living and entertaining, including an eat-in kitchen, dining area, wet bar, and expansive living room with multiple seating areas. A window-lined sunroom and sliding doors create a seamless connection to the outdoors, perfect for summer gatherings and relaxation. Bedrooms thoughtfully positioned on both sides of the house allow for comfort and privacy, highlighted by a large primary suite with deck access, dressing area, walk-in closet, and spacious bath with soaking tub and separate shower. Three additional bedrooms and baths accommodate family and guests with ease. Whether you choose to renovate the existing residence or design a brand-new home, this property offers endless potential in a premier village location-just moments from Rogers and Lashley beaches, Main Street's shops and restaurants, the Performing Arts Center, the new Sunset Theater, and all that makes Westhampton Beach one of the Hamptons' most sought-after communities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,239,200 | $2,239,200 | $2,239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 5.973% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,081 | $1,081 | $1,081 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $12,021 | $13,067 | $18,296 |
| Total Monthly Payment | $13,227 | $14,273 | $19,502 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.