368 Germain AVE, Naples, FL, 34108 | $3,525,000

Live the ultimate Naples waterfront lifestyle in this stunning coastal contemporary elevated pool home perfectly positioned at the end of a quiet cul-de-sac in Vanderbilt Beach.
With preferred southern and westerly panoramic bay views from this oversized lot capturing the essence of elegant coastal living with spectacular sunsets. Step inside and be captivated by the light-filled open layout, soaring ceilings with designer wood beams, and expansive water views from nearly every room. The gourmet kitchen has custom cabinetry with quartz tops, 2 SubZero freezer drawers in the butlers pantry and professional-grade appliances, 80-bottle wine cooler, a dream for any chef. Spacious 3 bedrooms + den/office and 4. 5 baths, including two primary suites one on each level. Each bedroom is ensuite, with a new main-level owner’s suite and spa-style bath. The upper-level suite features a private balcony overlooking the bay, perfect for morning coffee or evening sunsets. Or Consider repurposing the upstairs second owner’s suit into a multiple bed dorm area for kids or grandkids to have as their own sanctuary. Enjoy your private resort-style oasis complete with a heated pool, fire pit, lush tropical landscaping, and dramatic lighting. The grandfathered-in covered boathouse complete with 15, 000 lb lift with an upper observation deck is truly one of a kind—ideal for entertaining, dining under the stars, or simply taking in breathtaking views of the wide bay. The climate-controlled two-car garage includes custom cabinetry, a sink, refrigerator and additional storage. All living areas are elevated above flood levels, with water-resistant finishes for peace of mind. This is more than a home—it’s a lifestyle. Walk or bike to white sugar sand Beach, The Ritz, LaPlaya, Turtle Club, and Mercato for world-class plethora of dining and shopping. Watch the dolphins play, the pelicans glide, and sunsets light up the bay. The ultimate in boating from your own backyard. Home could be offered turnkey furnished.

Features

  • Amenities: Boat Storage
  • Bedrooms: 3
  • Baths: 4 full / 1 half
  • Style: 2 Story
  • Development: VANDERBILT BEACH
  • Year Built: 1988
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 3,648
  • Acreage: 0.24
  • Est. Taxes: $19,130
  • Lot Desc: Cul-De-Sac,Dead End
  • View: Bay,Intersecting Canal,Partial Buildings
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Canopy/Cover,Boat Dock Private,Boat Lift,Dock Deeded,Wooden Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225078503
  • Website: https://www.raveis.com
    /eprop/225078503/368germainave_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

368 Germain AVE, Naples, FL, 34108

$3,525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,820,000 $2,820,000 $2,820,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.214% 6.145% 5.846%
Monthly Tax Payment $1,594 $1,594 $1,594
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,234 $16,907 $23,229
Total Monthly Payment $17,953 $18,626 $24,948

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.