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Come see this newly renovated Charleston charmer, located in the highly desirable Wagener Terrace neighborhood of downtown. The house retains the exterior historic charm, while the newly renovated interior offers new modern finishes. In 2024/2025 the home underwent floor plan modifications and received electrical and plumbing updates. The duckwork and one hvac condensor was replaced in 2021. Striking double front porches and back porches make this stand out from the rest. A driveway is located on the left side of the home, which can park up to 3 cars. With a very large back yard, you will have ample room for a pool!Once inside, you are greeted by a spacious great room, with coffered ceilings. Located off the great room is an eat in kitchen or dining room, which opens to a very large high end kitchen. The kitchen features Z Line appliances with an 8 burner stove, custom cabinetry, and an integrated refrigerator. Dual primary suites with one located on each floor provides flexibility. The second floor primary bath features spa like finishes, such as a soaking tub, dual vanities, large walked in shower waterfall countertops, even a fireplace! Located in a X Flood Zone; no flood insurance will be required for the bank which is a rarity for downtown.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $976,000 | $976,000 | $976,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.110% | 6.097% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,696 | $5,852 | $8,170 |
| Total Monthly Payment | $5,821 | $5,977 | $8,295 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.