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Welcome to 2458 Columbia Drive #68, located in the desirable On Top of the World, 55+ community in Clearwater, Florida! This third-floor, one-bedroom, one-bathroom condo offers an open and efficient layout with 825 square feet of comfortable living space. No one living above you ~ the best spot to be! Newer Hurricane-Rated Windows and Hurricane Shutters! AC is 2018 and the roof is 2020. The kitchen is arranged for easy use and opens to the dining and living areas, creating a smooth flow and an open feel. The bonus room off the private bedroom, overlooks well-kept green space and community landscaping that showcases great natural light throughout. The bathroom features tile flooring, an updated vanity and a desirable walk-in shower! Furnishings can stay or be removed. On Top of the World Community is well known for its organized amenities, well-maintained grounds and active atmosphere. Offering community centers with year-round classes, clubs and events. There are over 175 clubs available, along with opportunities for crafts, fitness, games and social gatherings. For outdoor enjoyment, the community includes two pools, two golf courses (one 18-hole and one 9-hole), four tennis courts, pickle-ball courts, shuffleboard courts, horseshoe pits, lawn bowling, a dog park and Pavilion Park. Nature’s Gym, walking paths and scenic common areas offer additional ways to stay active or simply enjoy the Florida sunshine. Visit the Good Karma Cafe that has snacks available and take and bake meals! Conveniently located in Clearwater, nearby shopping, dining, grocery stores, medical services and local beaches. Tampa International Airport is just 15 miles and the St. Pete/Clearwater Airport is only 9 miles away. Start living the true Florida Lifestyle today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$89,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $43 | $43 | $43 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $408 | $431 | $578 |
| Total Monthly Payment | $526 | $549 | $696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.