12314 KNEELAND TERRACE, Port Charlotte, FL, 33981 | $497,000

360 TOUR**TURNKEY CONTEMPORARY FURNISHED**5 MINUTES OUT TO MYAKKA RIVER**WIDE OPEN CANAL VIEW** WATERFRONT**80 FOOT CONCRETE SEAWALL** 3 Bed/2 FULL Bath/2 Car Garage/Screened-In LANAI*HIGH ELEVATION* (never flooded), well-maintained, "one-owner" ideal home amidst wildlife - birds and canal end is a Manatee Breeding area! Other Highlights include: 2022 Contemporary Furnishings, 2022 Plank tile flooring, 3 Skylights, 3 sliding doors, High Ceilings, Large Screened-In Lanai, Guest Bathroom with door to lanai, Utility Room with Sink, Central Vacuum, storage space and only 5 minutes to 776/El Jobean. Enjoy the manatees and wild birds from your backyard screened-in lanai with vacant lots in front across the canal and behind the home! The screened-in breezeway opens into a wide hallway and bright Living/Dining combo with high ceiling & electric heat generating fireplace, which is the perfect place to entertain friends and family. The wide entrance hallway leads to the storage and pantry closets and opens to the kitchen and high ceiling, family room with skylight where you can eat at the breakfast bar or dinette next to the lanai sliding door. The Comfortable and Bright Primary bedroom has a sliding door to Lanai, 2 walk-in closets, pocket door to the en suite bath with dual sinks, separate shower and skylight. The 2 Guest bedrooms are in the back right corner of the home and both have walk-in closets, ceiling fans and bright windows. The utility room has a sink and plenty of room for extra cabinets and opens to the 2 car garage with ladder to attic space, treated floor and side door.

The Gulf Cove community has an association: the POGC (Property Owners Gulf Cove), which owns two private waterfront recreational properties that encompass a little over 5 acres on the Myakka River. These waterfront amenities are available to Gulf Cove property owners who support POGC through annual membership dues and/or ramp fees. The POGC waterfront park includes a pavilion, picnic tables, benches along the river, and playground area. The POGC ramp provides direct boating access to Charlotte Harbor and the Gulf of America as well as boat trailer parking.

Close to Sandy Beach Myakka Park, Myakka State Forest, Golf Courses, 30 minutes to Boca Grand Beach, Shopping and Dining - this is the perfect spot to enjoy the Florida lifestyle!

Features

  • Amenities: Park, Playground
  • Rooms: 14
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 125 x 80
  • Laundry: Electric Dryer Hookup
  • Style: Florida
  • Year Built: 1988
  • Garage: 2-car Garage Door Opener, On Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,115
  • Acreage: 0.23
  • Lot Size: 125 x 80
  • Est. Taxes: $6,593
  • HOA Fee: $75 Annually
  • Lot Desc: In County, Landscaped
  • View: Water
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Built-In Oven, Dishwasher, Dryer, Exhaust Fan, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: C7517347
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/C7517347/12314kneelandterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/11/2026 11:47:06 AM)
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY   Phone: 941-575-2502

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12314 KNEELAND TERRACE, Port Charlotte, FL, 33981

$497,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $397,600 $397,600 $397,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.307% 6.292% 5.561%
Monthly Tax Payment $549 $549 $549
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,320 $2,416 $3,196
Total Monthly Payment $2,944 $3,040 $3,820

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.