|
Welcome to 478 Wolf Lake Rd, a beautifully updated bungalow in the heart of the Catskills. This bright and inviting one-bedroom home with a loft offers a comfortable balance of modern finishes and natural charm. It is located just minutes from Wolf Lake and Yankee Lake, making it an excellent choice for those seeking a peaceful getaway, an income-producing rental, or a cozy year-round retreat. The open living area feels warm and welcoming, with new tile flooring, fresh paint, and wood details that add character. The renovated kitchen features updated cabinetry, new countertops, and generous natural light, creating a space that feels both functional and comfortable. A custom wood staircase with built-in storage leads to a loft that can be used for guests, a reading nook, or a home office. Set on just under half an acre, the property provides a sense of privacy surrounded by mature trees. There is plenty of space to relax outdoors, whether you prefer spending time in the shade, entertaining friends, or enjoying an evening around a fire pit. The natural setting captures the essence of Catskills living while still offering modern comfort and convenience. The home is conveniently located near Route 17, offering easy access to Rock Hill’s local shops and restaurants. The area is known for its lakes, hiking trails, and outdoor recreation, providing endless opportunities to explore Sullivan County throughout the year. This home is fully renovated and move-in ready. It includes one bedroom plus a loft for flexible living space. The kitchen, flooring, and finishes have all been updated. The property sits on a 0. 41-acre wooded lot only minutes from Wolf Lake and Yankee Lake. It is well-suited as a vacation home, short-term rental, or full-time residence.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $152,000 | $152,000 | $152,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $199 | $199 | $199 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $863 | $911 | $1,222 |
| Total Monthly Payment | $1,137 | $1,185 | $1,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.