10703 GARDA DRIVE, Trinity, FL, 34655 | $825,000

Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome to Cielo at Champions Club, an exclusive gated enclave where luxury living meets everyday comfort and connection. Tucked away on a quiet cul-de-sac, this beautifully appointed 4-bedroom + office + loft + media room, 4-bath home offers 3, 811 square feet of thoughtful design and inviting living spaces. Step inside to find coffered ceilings, plantation shutters throughout, and warm natural light flowing into both formal and casual areas. The heart of the home is the open-concept family room and kitchen, featuring a large center island, walk-in pantry, and a butler’s pantry leading directly to the dining room—perfect for entertaining. The kitchen is equipped with a rare natural gas stove and the home also features a gas water heater and a gas line already in place for a pool heater. The family room opens effortlessly to the outdoors through 4-panel pocketing glass sliders, creating a true indoor-outdoor flow ideal for both everyday living and hosting gatherings. Step onto the covered and screened lanai to enjoy the pool and spa with paver decking—an inviting space for warm summer evenings spent with friends and family. The first-floor layout includes a private office and well-planned bedroom spaces, while the second floor offers a flexible retreat with a loft, media room, bedroom, and full bath—perfect for guests, multi-generational living, or a dedicated entertainment suite. Additional highlights include a 3-car attached garage and a brick paver driveway, adding both beauty and practicality. Home has just undergone complete Interior Painting of Walls, Trim, Doors and Coffered Ceilings along with Carpeting in the bedrooms, loft and media room November 2025!
Located within the sought-after Champions Club, residents enjoy a private clubhouse, fitness center, resort-style pool, tennis, and convenient access to Fox Hollow Golf Club with its signature golf and dining amenities. Just a short 30-minute drive to Tampa International (TPA) and St. Pete-Clearwater (PIE) airports, plus close proximity to a wide variety of restaurants, bars, shopping, parks, and world-class Gulf beaches.
This home is as welcoming as it is impressive. Schedule your private tour today and experience this magnificent property firsthand.

Features

  • Amenities: Basketball Court, Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Pool, Recreation Facilities, Security, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions
  • Rooms: 15
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2004
  • Garage: 3-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 3,811
  • Acreage: 0.52
  • Est. Taxes: $9,032
  • HOA Fee: $854 Quarterly
  • Lot Desc: Cul-De-Sac, Landscaped, Near Golf Course, Oversized Lot, Sidewalk
  • Elem. School: Trinity Elementary-PO
  • Middle School: Seven Springs Middle-PO
  • High School: J.W. Mitchell High-PO
  • Pool: Gunite, In Ground, Outside Bath Access, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Microwave, Refrigerator, Trash Compactor, Washer, Water Softener
  • MLS#: W7879571
  • Days on Market: 9 days
  • Website: https://www.raveis.com
    /prop/W7879571/10703gardadrive_trinity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2025 11:40:02 PM)

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Jamie FrontieroSales Associate

603.205.4705

Jamie.Frontiero@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Kate RockettRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

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978-337-3053

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10703 GARDA DRIVE, Trinity, FL, 34655

$825,000

Jamie Frontiero

Sales Associate

William Raveis Real Estate

Phone: 603.205.4705

Jamie.Frontiero@raveis.com

Kate Rockett

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $660,000 $660,000 $660,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $753 $753 $753
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,799 $3,957 $5,525
Total Monthly Payment $4,644 $4,802 $6,370

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.