3380 HOLLY SPRINGS DRIVE, Hernando Beach, FL, 34607 | $535,000

Under contract-accepting backup offers. MOVE IN READY, NEW CONSTRUCTION HOME WITH STUNNING WATER VIEWS & BUILDER WARRANTY!
Experience the perfect blend of coastal charm and modern elegance in this open-concept 3 bedroom, 2 bath split floor plan home designed for the waterfront lifestyle. Every detail has been thoughtfully upgraded—from luxury vinyl plank floors, impact windows and doors, quartz countertops with a waterfall island, crown moulding, durable Hardie board siding and 26 GA standing steam metal roof.
The gourmet kitchen is a showstopper, featuring stainless steel smart appliances, an electric range with hood vent, built-in double oven/microwave, ceiling-height cabinetry, an eat-in island with wine fridge, and gorgeous quartz surfaces. The kitchen flows seamlessly into the bright living room with slider access to the balcony, while the front room serves as a dining area or easily converts to a flex space.
The primary suite offers his-and-hers closets, private porch access, and an en-suite bath with a double vanity, backlit mirror, and a glass-enclosed shower. Two oversized guest bedrooms share a stylish bath with a tub/shower combo, raised sink vanity, and light-up mirror.
An interior staircase leads to the expansive first level, providing parking for 4+ vehicles, a game room, workshop, or endless possibilities—enhanced by large windows and dual sliders for abundant natural light.
Outside, the spacious backyard offers plenty of room for a future pool, features a concrete seawall, and is xeriscaped for low maintenance. Estimated homeowner's insurance for owner-occupants is just 1, 241 dollars per year thanks to its new construction status. Only a short trip to Hernando Beach boat lift which offers access to the Gulf

Hernando Beach is a vibrant waterfront community that offers the best of coastal living—boating, kayaking, paddleboarding, fishing, and more. Just minutes from the world-famous Weeki Wachee Springs, residents also enjoy close proximity to shopping, dining, and hospitals. The community is golf cart friendly and allows short-term rentals with no HOA, no deed restrictions, making it perfect for full-time residents, part-time snowbirds, or investors. The Suncoast Parkway offers easy commuting to Tampa, Brooksville, and beyond. This is your chance to own a piece of paradise with unlimited potential and jaw-dropping views.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Elevated
  • Year Built: 2025
  • Garage: 4-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,750
  • Acreage: 0.12
  • Est. Taxes: $869
  • Lot Desc: Flood Insurance Required, FloodZone, Near Marina, Near Public Transit, Street Dead-End
  • View: Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8445600
  • Days on Market: 99 days
  • Website: https://www.raveis.com
    /prop/TB8445600/3380hollyspringsdrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/1/2026 12:12:50 AM)
Listing courtesy of JT REALTY & ASSOCIATES   Phone: 352-279-2640

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3380 HOLLY SPRINGS DRIVE, Hernando Beach, FL, 34607

$535,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,000 $428,000 $428,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $72 $72 $72
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,363 $2,532 $3,413
Total Monthly Payment $2,527 $2,696 $3,577

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.