360 145TH AVENUE E, Madeira Beach, FL, 33708 | $949,000

One or more photo(s) has been virtually staged. 3/2 in Madeira Shores in Madeira Beach. 64' waterfront w/ dock & boat lift. Complete 2025 renovation.

This completely renovated waterfront home in Madeira Shores in Madeira Beach, Florida offers 1, 502 square feet of modern coastal living. The stunning kitchen features quartz countertops, recessed cabinets, and new GE stainless steel appliances (2025), flowing into an open-concept living area with luxury vinyl plank flooring throughout. Both redesigned bathrooms showcase designer tile and spa-inspired fixtures. Fresh interior and exterior paint complement the home's crisp, contemporary feel.

Every major system was upgraded in 2025 including electrical, plumbing, HVAC, and water heater, providing complete peace of mind. Hurricane impact windows and doors add energy efficiency and storm protection. The tile roof and 1-car garage complete the structural features.

The 6, 399 square foot lot offers 64 feet of water frontage with a private electric dock and 6, 000-pound boat lift, perfect for boating enthusiasts. The spacious backyard provides room for a future pool and outdoor entertaining. No HOA restrictions give you complete freedom to enjoy your waterfront lifestyle.

Located just a 5-minute walk to Madeira Beach with easy access to dining, shopping, and local attractions. The Preferred Lender, Eads Mortgage, is offering up to $13, 687 towards closing costs or rate buy down. Schedule your showing today.

Features

  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 64 x 100
  • Laundry: Electric Dryer Hookup, In Garage
  • Style: Coastal
  • Year Built: 1963
  • Garage: 1-car Driveway
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,502
  • Acreage: 0.15
  • Lot Size: 64 x 100
  • Est. Taxes: $3,601
  • Lot Desc: Landscaped, Near Marina
  • View: Water
  • Water Front: Yes
  • Appliances: Dishwasher, Exhaust Fan, Microwave, Range, Refrigerator
  • MLS#: A4671424
  • Days on Market: 180 days
  • Website: https://www.raveis.com
    /eprop/A4671424/360145thavenuee_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2026 12:31:17 AM)

William Raveis Family of Services

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Denise Walsh - The Denise Walsh TeamSales Vice President

203.650.1583

Denise.Walsh@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

360 145TH AVENUE E, Madeira Beach, FL, 33708

$949,000

Denise Walsh - The Denise Walsh Team

Sales Vice President

William Raveis Real Estate

Phone: 203.650.1583

Denise.Walsh@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $759,200 $759,200 $759,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.235% 6.164%
Monthly Tax Payment $300 $300 $300
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,491 $4,613 $6,407
Total Monthly Payment $4,883 $5,005 $6,799

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.