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Discover the perfect blend of comfort & convenience in this bright & spacious 2-bedroom apartment, nestled in the well-maintained Valentine Gardens complex. This residence is an ideal choice for 1st-time buyers, busy commuters, or those looking to downsize & simplify their lifestyle without compromising on quality. Featuring a large living room with ample space for relaxation and entertainment, a cozy dining area, and an eat-in kitchen waiting for your personal touch to make it shine. The oversized primary bedroom offers a tranquil retreat, while the 2nd bedroom is well-sized for guests or a home office. Abundant closet space throughout ensures that storage is never an issue. Enjoy the added convenience of onsite laundry facilities, an outdoor patio for unwinding, & a playground area for little ones. Should you need it, additional storage is available in the basement. The monthly maintenance fee covers all utilities, including heat, hot water, gas, electricity, & taxes, making budgeting a breeze. Situated in an unbeatable location, this apartment is just a stone's throw away from public transportation, ensuring a quick 30-minute commute to NYC. Explore nearby shopping, savor the local dining scene, & experience all the perks of urban living with a suburban feel. Don't miss out on this fantastic opportunity to call this place home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$155,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $124,000 | $124,000 | $124,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.144% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $714 | $743 | $989 |
| Total Monthly Payment | $789 | $818 | $1,064 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.