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Welcome to 10 S Adgers Wharf, an 1840's warehouse transformed into an amazing three-story home, set back from one of the few remaining cobblestone streets in Charleston. 10 S Adgers Wharf is one of only two properties that fronts both South and North Adgers Wharf. As you step inside the home, a welcoming hallway is flanked by lovely living and dining rooms with a direct view of the magnificent garden. The living room is adorned with original brick walls, reclaimed wooden floors and original exposed beams and reclaimed beams along the ceiling. The spacious eat-in kitchen was designed for effortless entertaining and boasts a charming window seat. This space flows into the wonderful family room that opens directly to the garden. The elegant primary suite features a sitting area, fireplace and balcony that is perfect for enjoying a morning cup of coffee. This floor also features a spacious laundry room and two bedrooms with a shared bath. One of the bedrooms is currently used as an office. The third floor offers two more bedrooms, one of which is very spacious. There is also a large bath on this level and a great room that can be used as an office or media room. Outside, the Loutrel Briggs designed garden was renovated and updated by the current owners under the guidance of landscape architect, Glen Gardner. At that time, an energy efficient geothermal heating and cooling system was designed. Six wells were installed under the garden, and no conventional HVAC equipment is required. As you enter the garden from the rear door of the house, there is a bluestone patio that is sheltered by Confederate Jasmine. This garden is truly an outdoor oasis with an abundance of plantings and greenery such as Palmetto trees, dwarf bamboo, Sago palms and a lemon tree, to name a few. Crushed oyster shells adorn the pathways and brick walls add an additional sense of privacy. Enjoy endless evenings in the garden entertaining with friends while enjoying all that the Charleston weather has to offer. This prime South of Broad location is steps from the Battery, White Point Garden, award-winning restaurants and shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$4,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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| Loan Amount | $3,400,000 | $3,400,000 | $3,400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.353% | 6.121% | 6.038% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $19,572 | $20,385 | $28,462 |
| Total Monthly Payment | $19,697 | $20,510 | $28,587 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.