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Property location qualifies for 100% USDA Rural Housing Loan financing. Single level home with no HOA nor fees and situated within a wooded and established neighborhood. Easy to maintain exerior finishes of vinyl and brick with mature landscaping. Covered parking is a combination of attached carport and detached garage. Detached building at ~600' and is finished with concrete flooring and electricity; perfect for a workshop or storage. At almost 1 acre lot the WOW is when you walk to backyard. Serene is the word with the expanse of the open grassed area, grand trees, a natural area down to the creek. Entry to the home brings you to the living room and is open to the eat in / dining area. Galley style kitchen where all appliances remain and extra storage shelved pantry. Laundry closet and side entry access door to carport complete this area. Ever popular split bedroom floorplan; with Primary featuring a walk in closet and private bathroom with newer walk in shower. Two secondary bedrooms share a hallway located full bathroom. From dining area one will access the rear covered porch; perfect for grilling and dining. Country setting property is close to south side Anderson shopping, District 3 schools and vast number of employers.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 11x11 | Main |
| Bedroom3 | 11x11 | Main |
| DiningRoom | 11x9 | Main |
| Kitchen | 16x7 | Main |
| Laundry | 6x3 | Main |
| LivingRoom | 16x16 | Main |
| Other | 16x14 porch | Main |
| PrimaryBedroom | 13x12 | Main |
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Our Executive Mortgage Banker:
$239,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $191,200 | $191,200 | $191,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | $65 | $65 | $65 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,086 | $1,162 | $1,537 |
| Total Monthly Payment | $1,226 | $1,302 | $1,677 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.