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Welcome to Amber Woods! This beautifully maintained 4-bedroom, 2. 5-bath home offers the perfect blend of comfort, privacy, and functionality — all with no HOA fees. Situated on a half-acre lot in desirable Hernando County, this property features a new roof (2025) with transferable warranty, tankless water heater (2022), Ring doorbell, exterior cameras, and an alarm system for peace of mind. Inside, you'll find a thoughtful layout with a den/office with double doors to the left of the entryway and a formal dining room to the right. The kitchen offers wood cabinetry, great natural light, and a cozy breakfast nook, all overlooking the open living area with views of the paver lanai and screened pool. A half bath is conveniently located for guests. The owner's suite is located on the first floor, offering privacy and convenience, complete with a large walk-in closet, dual sinks, and a walk-in shower. Upstairs, you'll find three spacious bedrooms, a shared bath with a tub/shower combo, and an oversized storage closet currently used as an additional sleeping area. Outside, enjoy your private oasis with a re-screened (2024) pool and spa, covered lanai, and plenty of space for lounging or grilling under the screen enclosure. Additional highlights include a storage shed with electric, greenhouse with electric, a deep freezer, extra storage cabinets in the garage, a newer irrigation well (2024), and an extended driveway with room for extra parking. This home truly has it all — space, updates, and a peaceful setting close to everything Spring Hill has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $359,920 | $359,920 | $359,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $200 | $200 | $200 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,044 | $2,187 | $2,917 |
| Total Monthly Payment | $2,319 | $2,462 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.