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REDUCED just in time for the Holidays, PLUS $10K Buyer Flex Cash at closing! 5 blocks from ST. AUGUSTINE BEACH! Flood Zone X. NO HOA/NO CDD! Are you ready to make your next chapter begin with sun, surf, and having the sand between your toes? Welcome home, where coastal charm meets modern comfort. Get up to $4, 000 toward buyer closing costs and prepaids (VA buyers get the lender fee waived, saving them $1, 640 extra) when loan is secured through Moises Hall Rate Mortgage, NMLS2299273 This inviting corner-lot home is perfect for anyone ready to trade city noise for sea breezes and sunshine. Longing for a home you can step inside and feel the warmth of a space designed for easy coastal living-freshly painted interiors reflect the natural light pouring through every window.
The updated kitchen brings style and functionality together with sleek finishes and an open flow to the living area, making gatherings effortless. Thoughtful touches like wainscoting, updated lighting, and ceiling fans add a touch of elegance to this coastal getaway!
The updated kitchen combines style and functionality with sleek finishes and an open layout, making gatherings effortless. Thoughtful touches like wainscoting, updated lighting, and ceiling fans add a touch of elegance to this coastal getaway.
The fully renovated en-suite bathroom feels like a spa, complete with dual sinks, an oversized shower, and a separate claw-foot tub. The attached private balcony offers the perfect spot for morning coffee or an evening glass of wine. On the main floor, you'll find a spacious guest bedroom and a full bathroom, ideal for visitors, multigenerational living, or a private home office setup.
Outdoors, a covered patio and fenced yard oasis invite you to unwind after beach days - whether it's grilling with friends, reading under the stars, or simply enjoying the quiet coastal air. This entire corner lot is fully fenced with a solar-powered remote gate and side gate for hosting those fur babies. Upgraded Storage Shed added for holding lawn equipment, surfboards, beach equipment, and more. With a new 30-year architectural shingle roof added and all WDO completed in 2023, along with updates throughout, this home seamlessly blends low-maintenance living with timeless appeal!
Located between Vilano Beach and Crescent Beach, you're surrounded by the best of coastal Florida living - local restaurants, beachside boutiques, and the charm of historic downtown St. Augustine just minutes away. Whether you're relocating for a new lifestyle, seeking a vacation getaway, or investing in your future, this is your invitation to live where every day feels like a seaside escape.
INVESTORS L@@KING for an opportunity? Long term rents in the area up to $2800/m, Short Term Rents in the area $200-250/n with 65% occupancy rate! Now Reduced so don't miss out.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $495,200 | $495,200 | $495,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $625 | $625 | $625 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,812 | $3,009 | $4,013 |
| Total Monthly Payment | $3,529 | $3,726 | $4,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.