|
One or more photo(s) has been virtually staged. Under Construction. Award winning builder Spire Homes known for premier customer service and quality is now building an unbelievably priced new home on a full acre in Pine Ridge. Don't miss this opportunity to purchase this wonderful home for only $390, 000 on a wooded homesite! Spire Homes Calusa plan showcases 1800 square feet of luxurious open, airy and spacious living area. The elegant kitchen offers beautiful wood cabinetry, soft close drawers, gorgeous quartz countertops, subway backsplash tile, under cabinet lighting with dimmers, pendant lighting and so much more. Throughout the home you will enjoy the 9'4" ceilings, 8 ft. doors, 5. 25" designer baseboards, complimenting wood window sills, a lifetime warranty on LVP flooring in the main living areas, dual pane low-E windows, a spacious, bright and light laundry room and so much more. This three bedroom split plan offers wonderful privacy for family and guests. This home has it all, but wait there's even more. Imagine starting your day with coffee on the lanai or just relaxing and enjoying the view on your over 30 ft. long covered lanai! You won’t want to miss out on this wonderful home in the premier location of Pine Ridge with a completion date of summer 2026. Currently, color choices including cabinetry and flooring are available for a limited amount of time.
Pine Ridge Community is the largest equestrian community in Citrus County and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$390,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $312,000 | $312,000 | $312,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,772 | $1,869 | $2,488 |
| Total Monthly Payment | $1,885 | $1,982 | $2,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.