1346 OSPREY DRIVE, Punta Gorda, FL, 33950 | $698,500

SAILBOAT LOT HOME in PUNTA GORDA ISLES!!! No Bridges to Open Water. Are you searching for a true sailboat-access home in Punta Gorda Isles with no bridges to Charlotte Harbor? This beautifully maintained waterfront property offers direct access to open water via Buckley’s Pass, making it ideal for serious boaters who want quick, unrestricted Gulf access. Enjoy direct access to open water and Charlotte Harbor from this true sailboat property located on a quiet cul-de-sac in Punta Gorda Isles. Ideal for boating enthusiasts, this home offers beautiful intersecting canal views and quick harbor access. This well-maintained residence features 2, 276 sq. ft. , 3 bedrooms, 2. 5 baths, a 2-car garage, and a private heated pool. The property includes 79 feet of concrete seawall, a dock, and a 10, 000-lb boat lift with walk-around, making it easy to enjoy the waterfront lifestyle. The interior offers a functional and spacious layout with a formal living room, dining area, eat-in kitchen, and an adjacent family room, all enhanced by high ceilings and abundant natural light. Main living areas and kitchen overlook the pool and canal, creating seamless indoor-outdoor living with direct access to the lanai and pool deck. Additional features include a 12’ x 8’ attached storage room, perfect for kayaks, paddles, ladders, and boating gear. Tropical landscaping, irrigation system, solar landscape lighting, whole-house hurricane shutters, and a security system add comfort and peace of mind. Recent upgrades include: NEW Roof (2024), NEW Pool Enclosure, NEW Pool Heater, NEW Pool Pump. Located in the desirable Punta Gorda Isles community, close to Fishermen’s Village, historic downtown Punta Gorda, golf, parks, dining, entertainment, and easy access to Southwest Florida beaches. Schedule your private showing today. Priced to reflect the opportunity for cosmetic updates, this home allows buyers to add value while securing a prime sailboat waterfront location.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 1999
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,276
  • Acreage: 0.23
  • Est. Taxes: $7,452
  • Lot Desc: Cul-De-Sac
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Lighting, Outside Bath Access, Screen Enclosure
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: C7517464
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/C7517464/1346ospreydrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/28/2026 4:16:34 AM)
Listing courtesy of Harborside Realty   Phone: 941-541-1001

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NMLS Mortgage Loan Originator ID 16953

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1346 OSPREY DRIVE, Punta Gorda, FL, 33950

$698,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $558,800 $558,800 $558,800
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.875% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.520% 5.415%
Monthly Tax Payment $621 $621 $621
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,086 $3,306 $4,455
Total Monthly Payment $3,799 $4,019 $5,168

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.