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Welcome home to 623 1st Ave N in Safety Harbor FL that is set on a picturesque, tree-lined street, this beautifully reimagined 1925 residence radiates the charm, character, and warmth that define Safety Harbor’s most beloved homes. 4 bedrooms plus a den/home office and 5 full baths. From the moment you step onto the wide front porch framed by mature landscaping and double turquoise doors, the home feels inviting, soulful, and distinctly crafted. This location delivers the ideal Safety Harbor lifestyle. Enjoy effortless walks to downtown cafés, boutiques, 3rd Friday night events, Sunday markets and local festivals, and the iconic Safety Harbor Resort & Spa. Spend weekends exploring the waterfront vistas of Philippe Park, just moments away. Step outside and within minutes, hop onto the 13 mile Ream Wilson Trail for morning rides or evening strolls along the waters of Tampa Bay. Clearwater Beach and Tampa airport remain easily accessible, making travel and coastal adventures wonderfully convenient. Inside, nearly 3, 800 square feet unfold with a thoughtful blend of period charm and modern design. Rich millwork, plantation shutters, warm flooring, and a wood-burning fireplace anchor the open main floor and highlight the home’s character. The living and dining spaces flow naturally into the designer kitchen featuring a 9-foot island, marble countertops, stainless steel appliances, pot filler, and an expansive butler’s pantry. A first-floor office with custom built-ins offers an elevated work-from-home environment. At the rear of the home, a set of French doors opens to the backyard, creating a seamless indoor–outdoor connection and enhancing the home’s inviting, relaxed atmosphere. Upstairs, every bedroom is a true ensuite, offering exceptional comfort and privacy. The primary suite includes a large walk-in closet and a spa-inspired bath with a luxury soaking tub, dual vanities, and a multi-jet shower with multiple shower heads. A well-placed second-floor laundry adds daily convenience. The third floor provides flexible space ideal for a media room, playroom, studio, fitness area, or additional guest suite. Outdoor living is a defining element of this property. The welcoming front porch sets the tone for neighborly connection and slow, easy mornings with a cup of coffee. The back deck, accessed through French doors, overlooks a private tropical yard with new sod and irrigation, lush foliage, and fruiting Meyer lemon and lime trees. A charming cottage-style shed enhances the appeal and functionality of the space. A detached, oversized garage has been finished with air conditioning, butcher block counters, and shiplap walls. It includes a 12, 000-watt generator hook-up, pegboard walls, built-in cabinets, drawers, and abundant storage, making it an ideal gym, studio, workshop, or climate-controlled utility space. High-end upgrades such as impact windows and doors, CAT 6 internet, stainless steel appliances, marble countertops, and fully updated systems, including HVAC, plumbing, electrical, and water heater (all 2021). A new standing seam metal roof was installed in 2024. Non-flood zone, and no HOA, the home offers peace of mind alongside its unmistakable charm and character. Historic charm. Modern luxury. A walkable coastal lifestyle unlike anything else. Welcome home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $960,000 | $960,000 | $960,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.477% | 6.223% | 6.078% |
| Monthly Tax Payment | $1,122 | $1,122 | $1,122 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,602 | $5,833 | $8,036 |
| Total Monthly Payment | $6,849 | $7,080 | $9,283 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.