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Very nicely updated Canterbury model on the 14th hole of Championship golf course in the 55+ guard gated Kings Ridge community. Home has 1441 SF heated with 2 BD/2 BA, Den and a 2 car garage. The kitchen was remodeled with antiqued wood cabinetry, granite counter tops plus an island for storage & seating. Stainless steel appliances plus newer tile flooring. New HVAC system in 2023 and roof change out in April 2014. New light fixtures in the living room and dining room. In 2024, the flooring was replaced with Luxury Vinyl Plank throughout and high density carpet in the primary bedroom. New thermal pane windows installed in May 2016 thru Window World ( lifetime warrantee) and a new slider in the Primary bedroom. The den/flex room has a built in desk & cabinets that will remain. Newer stacked washer/dryer remain. The primary bathroom has an updated vanity , stone countertop plus extra storage added. Freshly painted interior in 2023 including all doors & trim. The exterior was also painted in 2024. The lanai has been converted to acrylic windows and has Chattahoochee rock flooring. There is a transferrable Stark Termite warranty also. Kings Ridge is a 55 Plus gated golf community located in the rolling hills of Clermont, FL. Enjoy the Royal life style in the multi-million $ clubhouse with 3 heated pools, spas, tennis & pickle ball courts, billiards, shuffle board, shows, Bingo, cards and clubs galore. The monthly maintenance fees include: lawn maintenance including trimming of shrubs, care of irrigation system & irrigation water, internet & TV thru Opticaltel, maintenance of roads and outside painting of home every 7 years. Take your golf cart to the Kings Ridge Plaza where you can do your grocery shopping, banking or dine out.
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Our Executive Mortgage Banker:
Our Insurance Division:
$339,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,920 | $271,920 | $271,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.507% | 6.649% | 6.026% |
| Monthly Tax Payment | $401 | $401 | $401 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,674 | $1,717 | $2,258 |
| Total Monthly Payment | $2,150 | $2,193 | $2,734 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.