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PRICE REDUCED!! PERFECT INVESTMENT OR 2ND HOME IN DESIRABLE PUNTA GORDA! 2 Bedroom, 2 Bath Home with a first floor Bonus Room. This well-maintained 2-bedroom, 2-bath home offers comfort, convenience, and classic Florida charm. Elevated high and dry (Zoned 9AE), the property features a new metal roof, 2 yr-old air conditioning, new privacy fence with gate access for mowers or a boat, and quality newer windows and doors throughout. Impact slider doors and windows upstairs with storm shutters for the first level. The Bonus Room on the lower level offers the opportunity for a versatile studio, office, or recreation space, complete with a new Trane mini split system for energy-efficient comfort and a separate entrance. There's even potential to add a full bath to the first level to allow for an efficiency or mother-in-law suite.
Relax or entertain on the spacious upper deck overlooking the large backyard—perfect for gatherings, a future pool, or simply enjoying your private outdoor space. You’ll also love the backyard Tiki area, ideal for unwinding with friends and family. Located in a quiet, private area that’s just minutes to all the amenities that the Punta Gorda lifestyle offers. Boating and fishing on Charlotte Harbor, shopping, restaurants while still being just blocks from US41, minutes to I-75, the Punta Gorda airport. Comfort and convenience! Don’t miss this affordable opportunity to own a home in beautiful Punta Gorda!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $199,920 | $199,920 | $199,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $204 | $204 | $204 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,183 | $1,247 | $1,634 |
| Total Monthly Payment | $1,462 | $1,526 | $1,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.