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Welcome to Paradise Island, one of Largo’s most desirable 55+ communities offering resort-style living at an unbeatable value. This 2-bedroom, 2-bath home provides comfortable living space with a new roof (2024) plus a serviced, 6-year old HVAC system that has been serviced under a maintenance plan. This home is the best value in Paradise Island and includes the share certificate.
The seller has replaced the range, refrigerator, faucets, and installed comfort-height toilets in both bathrooms. A utility sink and newer dryer add convenience, while vinyl flooring in the kitchen and baths pairs with plush carpeting throughout the main living areas. The laundry room is in the home which leaves additional space in the detached storage room. For a little extra bit of living, there’s a covered, enclosed lanai adjacent to the carport. The kitchen has a dinette with bay window that allows natural light to shine through.
Yes, this property is in the "pet section" of Paradise Island and, with association approval, a 4-foot high fence may be allowed at the rear of the property.
Paradise Island's monthly maintenance fee covers water, sewer, lawn care, trash service, basic cable, and internet. Residents enjoy a full calendar of activities and exceptional amenities including a heated pool, outdoor pavilion with grills and seating, bocce ball, shuffleboard, and horseshoes. The clubhouse accommodates over 400 guests and offers a billiard room, lending library full of books - games - puzzles, computer room, meeting and card rooms, fireplace, and commercial kitchen. Sidewalks, a Neighborhood Watch program, and on-site management display a welcoming sense of community.
Located close to shopping, dining, and Clearwater’s sugar-sand beaches, this home offers the perfect combination of convenience and low-maintenance living. Move in, relax, and enjoy the Florida lifestyle that Paradise Island is known for.
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Our Executive Mortgage Banker:
Our Insurance Division:
$130,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $104,000 | $104,000 | $104,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $138 | $138 | $138 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $574 | $624 | $836 |
| Total Monthly Payment | $787 | $837 | $1,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.