5 OCEAN CREST WAY, #1432, Palm Coast, FL, 32137 | $424,000

Under contract-accepting backup offers. What are you waiting for? Experience resort-style elegance in your 3 bedroom, 2 bathroom Villa within the world-renowned Hammock Beach Resort. This beautifully appointed residence captures the essence of coastal sophistication just steps from the resort's private and pristine beach. Offering nearly 1, 300 square feet of refined living space, this residence features high ceilings, split floor plan for enhanced privacy, and a seamless flow between its inviting living, dining and kitchen area. The primary suite is a sanctuary of comfort, complete with a spacious en suite bath featuring dual vanities, deep soaking tub and walk-in shower. Unwind or entertain on your spacious balcony where you will enjoy the coastal breeze and view. This unit is part of the high demand Hammock Beach Resort Rental Program and is fully furnished. This resort is renowned for its amenities designed to make every day feel like a luxurious escape. With two levels of club membership you can indulge in: Fitness classes, full-service spa, 9 spectacular pools with a multi-level water pavilion with a lazy river, 2 signature golf courses designed by Jack Nicklaus and Tom Watson, tennis and pickleball courts and 5 distinctive restaurants. Perfectly situated between St. Augustine and Daytona Beach, you will find convenient access to shopping, dining, arts and culture. The charming seaside towns of Flagler Beach and Ormond Beach are just a short drive away, each offering unique local experiences, boutique shops and oceanfront cafes. When living or vacationing at Hammock Beach Resort every day feels like vacation as you and your guests enjoy a lifestyle that blends comfort, leisure and investment potential. This Villa represents a beautiful home and smart investment in one of Florida's most desirable resort destinations. Few communities rival the prestige found here at the resort. Schedule your showing today before it is SOLD!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 5
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Complex: NORTHSHORE 05
  • Year Built: 2005
  • Approx Sq. Feet: 1,264
  • Acreage: 0.59
  • Est. Taxes: $6,154
  • Condo Fee: $1,167 Monthly
  • Lot Desc: Near Golf Course, Near Marina, Sidewalk, Street Dead-End
  • View: Trees/Woods, Water
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Range, Range Hood, Refrigerator, Washer
  • MLS#: FC313956
  • Days on Market: 53 days
  • Website: https://www.raveis.com
    /prop/FC313956/5oceancrestway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 6:34:58 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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Our Insurance Division:

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5 OCEAN CREST WAY, #1432, Palm Coast, FL, 32137

$424,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,200 $339,200 $339,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $513 $513 $513
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,953 $2,032 $2,705
Total Monthly Payment $2,541 $2,620 $3,293

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.